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What happens if the driver of a vehicle gets a dwi on your insurance?
Your rates shouldn't be affected, as long as he wasn't in an accident in your car.
What happens if an uninsured driver borrows your insured car and gets in an accident?
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
What happens if a fully insured driver admits fault for hitting a parked vehicle but the other driver involved in the accident had no license insurance or registration?
If the other vehicle was parked, there was no other driver to have license, insurance or registration. The driver who hit the parked vehicle is at fault and is liable for all damages to the parked vehicle.
What happens if the driver who is not at fault for an accident does not have insurance in California?
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
If the at fault party in a vehicle accident does not carry insurance in Louisiana can you sue that driver for damages to your vehicle?
Yep. if they did the damage.
If you let someone ride your motorcycle and he crashed it do you file a claim with his insurance or your own for the repairs?
insurance follows the vehicle, not the driver. If you loan your vehicle to someone, you assume the risk of them having an accident. Only if there is no insurance on the vehicle would the driver's insurance become effective for the loss of a vehicle not owned by him.
If you have liability insurance on one vehicle are you insured if you drive another vehicle?
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
What happens if both drivers involved in an accident have no insurance and no police report was filed?
If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
Whose insurance should pay if you get in an accident in your friend's car and damage is done to the car?
Insurance follows the vehicle, not the driver.
What might happen if an uninsured driver had an accident and received a DUI in your vehicle?
First of all, if the driver was driving your vehicle with your permission, your auto insurance will cover the accident expenses. Automobile insurance is issued to cover the vehicle. If the vehicle was stolen, that's quite a different matter - your local law enforcement agency will have better information.
Can you make the driver of your vehicle pay you the deductible after the accident if they are at fault?
If they have insurance then you should not have to pay a deductible at all.
What happens if you are driving a friends car who has insurance are you covered?
As long as you have a license. The insurance follows the vehicle, not the driver.
