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The attorney representing the creditor states the facts of the case, the debtor is allowed to defend his or her position. The only legal defense for nonpayment of debt, is that the debt itself is not valid. Although it is difficult to understand, the inability of the debtor to pay due to a job loss, injury, illness, or other personal difficulties, is not accepted as a viable reason for not paying one's debts. The named defendant does not have to appear in court when it pertains to a creditor lawsuit. However, a nonappearance will result in the plaintiff being awarded a default judgment against the debtor/defendant. The creditor can then execute the judgment against any nonexempt property belonging to said debtor.
Wiki User
∙ 18y ago
Wiki User
∙ 12y agoThe creditor will file suit if the bill is large enough, and a judgment will be obtained. Then, the creditor will go after your paycheck, bank accounts, and property.Talk to an attorney,soon.
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Can you be sued in North Carolina over credit card debt?
Yes you can.
Is there a limit in which you can be sued over credit card debt?
Your bank sets the limit. But yes.
Is an authorized credit card user responsible for his debt?
Of course, and they can be sued if they don't pay.
What can be done to someone who owes credit card debt but has no money or property and is being sued?
get a job(s!) and pay off the debt
Can you be sued for non payment of credit cards in Illinois?
Yes. Every time you sign for a purchase, you are agreeing to the terms and conditions of use of the credit card which includes repayment. If you don't repay the debt, you will be sued for not only the credit card charges but for interest and probably legal fees, too.
Does the state of Florida allow you to be sued over unpaid credit card debt?
Yes, in Florida, creditors can sue individuals over unpaid credit card debt. If a lawsuit is successful, the court may issue a judgment against the individual requiring them to repay the debt.
Does Tennessee allow credit card garnishment?
A person's wages can not be garnished unless a judgment is obtained in court against that person. People get sued all the time for credit card debt. Once the credit card company gets a judgment, then they can garnish wages.
If you default on a credit card debt in Hong Kong can the bank sue you in Australia if you now live in Australia?
Yes. You can be sued for for unpaid debt no matter where you live. Further more, this debt WILL affect your financial standing in Australia and your ability to get credit here.
Can you be sued for a debt that does not appear on your credit report?
Yes, the credit report has no bearing on whether a debt is valid and subject to litigation.
Can you be prosecuted for a returned check for a credit account?
Yes--but it likely will never happen. It is much more likely that you will be sued for the debt in civil court.
Can you be sued for a charged off credit debt by the original creditor?
Yes.
Does Tennessee allow garnishments for credit cards?
Garnishments can only be issued on debts which have been taken to court and a judgment has been issued. A person can be sued and taken to court for a credit card debt.
