Auto Insurance

What happens when an uninsured driver borrows a friend's uninsured car and gets into a wreck?

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2011-09-13 12:15:26
2011-09-13 12:15:26

Both the uninsured driver and the friend are in trouble. My GUSS IS

the uninsured friend will be liable to any damages he has caused

The uninsured friend will be responsible for the damages to their car

If insurance is required in your state, the uninsured friend and/or driver could face criminal charges

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unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though.


Uninsured driver hits another uninsured driverYour both out of Luck, Neither of you have insurance. Both drivers will likely be fined and both drivers will likely have their drivers license suspended.


Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.


They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.


If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.


If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


If you have "Uninsured or Underinsured Motorist" coverage on your policy, then your insurance will cover it at no cost to you.


P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.


Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.


My insurance canceled uninsured person hits someone in rear what happens to me


I hope you had insurance for this. The uninsured motorist will probably be broke


If a car is uninsured then you could get fined a big ticket and you could go to jail. It depends really on your background. your welcome macie smithers An uninsured driver will have there linsence revoked or suspened for three years depending on what state your in and what your past record is.


Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.


What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.


Uninsured motorist coverage provides coverage for bodily injury, and in some states property damage incurred by an uninsured driver or a driver with insufficient liability limits.


Hopefully, you have uninsured driver protection. If there was physical injury to you or passengers in your car, a personal injury lawyer may be interested, but only if the uninsured driver has assets that justify the lawsuit. If the driver has nothing, there's no point in suing him.


Only if the other driver was at fault. If the driver of the uninsured vehicle was at fault, the injured person would have to recover damages from them.


Assuming in this instance the uninsured driver is the one at fault, he or she is still liable for any property damage & personal injuries that may have resulted from the accident. The injured party will make a claim against his or her uninsured motorist policy. But that insurance company can, and often will, sue the uninsured driver.


An uninsured motorist endorsement is an added insurance policy for motorists. It covers injuries that have resulted from a collision by an uninsured driver.


The vehicle owner is responsible for 100% of the damages. They can let anyone drive their vehicle as long as they have a valid license (being uninsured is not a factor), but if they turn their vehicle over to an unlicensed driver, the insurance company will not pay that claim.



You must clarify the question.


Even if a driver was uninsured, the driver who was at fault is responsible for paying for repairs. Not having insurance does not take away responsibility.


The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.



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