Both the uninsured driver and the friend are in trouble. My GUSS IS
the uninsured friend will be liable to any damages he has caused
The uninsured friend will be responsible for the damages to their car
If insurance is required in your state, the uninsured friend and/or driver could face criminal charges
unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though.
Depends on the state laws. Typically driver insurance coverage is extended to any driver of the vehicle insured. Insurance covers the vehicle and any legally licensed driver with permission to operate the vehicle.
They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.
Uninsured driver hits another uninsured driverYour both out of Luck, Neither of you have insurance. Both drivers will likely be fined and both drivers will likely have their drivers license suspended.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
Same as if it where 2 cars. The uninsured driver will be sited and then your insurance will pay for the repairs and try and collect from the uninsured driver, if you have uninsured or underinsured coverage, if not you can take the uninsured driver to small claims court.
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
If you have "Uninsured or Underinsured Motorist" coverage on your policy, then your insurance will cover it at no cost to you.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
My insurance canceled uninsured person hits someone in rear what happens to me