You will receive a letter from the attorney that will probably give you some options. Such as negotiating or reaffirming your payment. Or perhaps a setoff amount for a lump sum. Seldom is the first contact from an attorney a notice they are going to sue. Do not ignore anything from a valid attorney, nor answer it without legal counsel. They can however, simply serve you with a summons that you are being sued.
Anyone that you owe can send you to collections
No.
The attorney gives you some time to pay, then gets a judgment and uses the other legal options(garnishee wages, attach property, bank accounts).
In the world of bad debt, everything is negotiable.
They burn it
You should not be sent to collections if you are making monthly payments. Some companies have their own "polocies" on how much your payment needs to be in order to keep from collections but the law says that you can pay what ever you want as long as you don't sign a payment contract.
The collector will act as an agent for the original creditor and follow their prescribed collection procedures, usually mail and phone contact. There is no specific length of time that a collector will pursue an account before deciding IF it should be referred to a collections law firm or attorney for legal action.
Not unless you are sent to collections
You go without an attorney.
FARE collections are something that is done in Tucson, Arizona. This happens when a case has not been paid, and is referred to collections. The FARE program is who collects the debt.
The agency will continue attempts to collect the amount owed plus any applicable fees. If a settlement cannot be made, the collector may decide to refer the account to a collections attorney for legal action.
If the bill collector refused the payment, you can inform them that you made the payment to the original company and request that they update your account accordingly. Keep documentation of the payment made to the original company in case any disputes arise. It's important to communicate clearly with both parties to ensure your payment is properly accounted for and reflected in your records.