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If you ordered the services then you will probably be responsible for the costs. Obviously the father had cashed in the policy and it's not the responsibility of the funeral home to make sure the policy is there. Funerals are mostly paid by people out of their policy and not by specific life policies.

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Q: What happens when father purchase life insurance policy through funeral home dies and then funeral home discovers the policy has been cashed in and now sueing son for costs?
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