Your insurance should cover the person you hit. In about six months the unlicensed driver WILL get a letter in the mail from DMV saying they ARE in trouble for driving without a license. Usually, the punishment is a years suspended license and a fine.
your still in trouble since you dont have a License,if you have a mean judge,
The claim will be null and void at the first instance,if the eventuality happens with a suspended license.
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket
Sorry, chances are you can't. Insurance companies are not going to assume that type of risk. And even if they did, and the person drove without a valid license and had an accident, the insurance would be invalid.
They wouldn't know someone was driving your car without a license so it would go up. However, if they have a wreck in your car the insurance company will most likely not cover the accident because the person didn't have a license.
Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.
In ontario, The person that hits you's insurance has Accident benifits, and they will pay for your medical bills if they were at fault. But if you were drviing without insurance.. consider yourself screwed. Pretty much the same in most states in the U.S. If they were at fault their insurance may pay for your damages but you can still be fined for driving without coverage, license suspended or revoked etc.
Most likely nothing. It depends if the other person had insurance. The worst that would happen with a clean record is you license suspended no more than a year.
They will be charged with driving without a license. There is normally a fine involved.
some insurance company will let you but they will require a licence number of the person you are allowing to drive the car
No, the insurance is on the car, not the person.