When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
You pay for all damages if you were at fault, and get a citation and fine for not having insurance.
Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.
you got to jail for not having insurance or a vaild license and you are personally liable for all the damages you caused.
Once your insurance has paid, you are responsible for the rest.
If you have an auto accident and you are found to be at fault, then if taken to court you can be liable for all damages. You could potentially lose everything that you have.
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The at-fault driver's insurance will pay for all property and bodily injury damages.
The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.
If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident.
You call your insurance company and report it. if the accident is your fault, with very minor damage, you would be better off paying for the damages yourself, rather than telling your insurance company and having your rates go up.