then your both screwed
If the person driving was given permission then all coverage should apply per the provisions of your particular policy.
If they took your car without you permission, it is a vehicle theft. You would not be civily liable for an accident. Where the waters get muddied however, is if that person has driven the car with your permission in the past. He could use that as a defense in a criminal matter, because he could say that the permission to use the car "stands". It is doubtful you would incur any liabilty.
Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?
Well Someone will sue you and the insurance will do something about it!
Although it depends on your insurance, the driver is covered if driving with your permission.
If the person driving the vehicle was doing so with the owners permission, IN MOST PLACES, the owner and the owners insurance company are financially responsible and you should be able to sue and get compensation.
Take them to small claims court for the damages. If they didn't have permission, you should have reported it stolen and had them arrested.
You are still responsible for her and her decisions Legally the owner of the vehicle is going to be held liable.
no
The car may be sold to defray expenses.
It will have to be determined if they choose to charge you with manslaughter.
The uninsured part would mean that the person or persons responsible would have to pay for it. If they have an accident in someone elses car they will probably be questioned in court.