0
What honest loan companies will loan money to people with poor credit that can be paid back in installments payments?
Wiki User
∙ 12y ago
There is not any; because of the economy they are afraid to trust anyone. If there are, I would surely like to know.
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
When someone with bad credit wants to apply for a car loan what can they do to improve their chances?
If you have bad credit and want to apply for a car loan, be honest with the creditor. Let them know you have bad credit, but show that you have made consistent payments on particular bills recently.
What companies offer fast debt relief?
There are many companies that offer fast debt relief on the internet. However, many of them are not reputable. The smartest thing to do would be to call your local Credit Counselling office and talk to them about which companies are honest.
What is careone credit about?
CareOne Credit is a debt relief company. It provides honest, realistic, and effective debt relief solutions. CareOne Credit offers counseling, by people who understand what you are going through.
How can you get credit score up fast?
You can make a change to your credit score using something called rapid re-score (there are other names to it). Rapid re-score which is done by many credit agencies (and some mortgage companies - I know www.ardainmortgage.com does it if you are applying for a loan in Illinois) allows for immediate changes to your credit report and credit scores based on something you do i.e. say you pay down a balance on a credit card below 50% of available credit you will tend to get an increase in your score over time. By using rapid re-score the increase to your credit score occurs immediately. There tends to be a charge for it. The change is permanent or till new more current information is updated at the major credit bureaus (you add more debt to the credit card). old answer There are several ways to improve your credit score. However, none of them are very fast. Any company that promises to raise your credit score quickly is not being honest. Nor is there anything a credit-repair company can do that you can't to improve your score. The surest way to improve your score is to pay your bills regularly and on time. This will slowly increase your score. Also, try to avoid maintaining a large running debt on your credit cards. And finally, limit the number of credit cards you use. The most important thing to remember is that creditors look for people who aren't late with payments, who pay regularly and who don't overextend themselves. What credit repair companies do, on the other hand, is challenge every negative entry on your credit report. By law, the credit reporting agencies have a limited time to verify the accuracy of the data or they must remove the entry. Even if the entry is accurate the credit repair companies will challenge it hoping the reporting agency fails to respond in the allotted and therefore must remove it. But you can do the same thing without paying.
What do you need to know about cosigning a loan?
You are standing up for the person getting the loan and saying that they are trustworthy and honest and will pay the lending institution back, BUT in the event they can not repay........................ YOU....... will pay back their debt.
When someone with bad credit wants to apply for a car loan what can they do to improve their chances?
If you have bad credit and want to apply for a car loan, be honest with the creditor. Let them know you have bad credit, but show that you have made consistent payments on particular bills recently.
What companies offer fast debt relief?
There are many companies that offer fast debt relief on the internet. However, many of them are not reputable. The smartest thing to do would be to call your local Credit Counselling office and talk to them about which companies are honest.
You have lost your job will credit card companies work with you til you find new employment?
Some will, you have to call them and talk to them. Be honest and don't wait until they are sending you late noteses.
How can you avoid repossession of your vehicle if you are willing to pay in installments?
Definately try and negotiate a payment deal. Don't take no for an answer, ask for managers, supervisors whoever you need to to make it happen. Be as honest as you can.
What site offers a honest and free credit report and score?
all sites
Is it ok to copy this and give you full credit?
If you feel you have learned from this and think that it is honest go ahead.
What is careone credit about?
CareOne Credit is a debt relief company. It provides honest, realistic, and effective debt relief solutions. CareOne Credit offers counseling, by people who understand what you are going through.
are there honest and reputable companies in phoenix az that refinanace manufactured homes?
Mortagelend is one of the many companies that can help you get a refinance at a excellent lower rate.
How can you get credit score up fast?
You can make a change to your credit score using something called rapid re-score (there are other names to it). Rapid re-score which is done by many credit agencies (and some mortgage companies - I know www.ardainmortgage.com does it if you are applying for a loan in Illinois) allows for immediate changes to your credit report and credit scores based on something you do i.e. say you pay down a balance on a credit card below 50% of available credit you will tend to get an increase in your score over time. By using rapid re-score the increase to your credit score occurs immediately. There tends to be a charge for it. The change is permanent or till new more current information is updated at the major credit bureaus (you add more debt to the credit card). old answer There are several ways to improve your credit score. However, none of them are very fast. Any company that promises to raise your credit score quickly is not being honest. Nor is there anything a credit-repair company can do that you can't to improve your score. The surest way to improve your score is to pay your bills regularly and on time. This will slowly increase your score. Also, try to avoid maintaining a large running debt on your credit cards. And finally, limit the number of credit cards you use. The most important thing to remember is that creditors look for people who aren't late with payments, who pay regularly and who don't overextend themselves. What credit repair companies do, on the other hand, is challenge every negative entry on your credit report. By law, the credit reporting agencies have a limited time to verify the accuracy of the data or they must remove the entry. Even if the entry is accurate the credit repair companies will challenge it hoping the reporting agency fails to respond in the allotted and therefore must remove it. But you can do the same thing without paying.
What are the new credit card reform laws?
There is a lot to the new laws. Much of it is good for consumers, but sometimes unintended consequences can result. Hence, the new credit card debt laws can penalize those people who haven't had any trouble with their credit cards previously. They will serve to make the credit card companies more honest about certain business practices. The two linked articles below explain both good and bad points in more detail than can be obtained here.
What do you need to know about cosigning a loan?
You are standing up for the person getting the loan and saying that they are trustworthy and honest and will pay the lending institution back, BUT in the event they can not repay........................ YOU....... will pay back their debt.
How does credit consolidation in which a company negotiates a lower interest rate and not a lower balance affect a credit score?
Approximately 3 years ago Oprah Winfrey had this very subject on her program and we all know many Credit Card Companies do charge way too much interest but what I didn't know until I watch this program was the Credit Card Companies can lower the interest rate (it is the law) but of course they don't want you to know that. No, it shouldn't have anything to do with your credit rating because you have made an honest effort to pay off your debt. If you need a credit card shop around because there are good deals out there, but the trick is to pay off that balance every month. If you can't afford to pay your balance off at the end of the month don't use your credit card to get you through life! Use it for emergencies only such as unexpected auto mechanic problems, medications, etc.
