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What if a driver with a suspended license wrecks your car and isn't a listed driver on your insurance?
Wiki User
∙ 11y ago
That driver will need to have insurance. You need to call your local agent and ask him this question. You may or may not be covered, and may or may not be responsible for damages. You are truly on a slippery slope.
Wiki User
∙ 11y ago
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Will it affect your insurance if a driver listed on your policy gets her license suspended?
Yes, they will raise your insurance because the driver with the suspended license is considered irresponsible and a major risk to them. Get them removed from the insurance. They are no longer allowed to drive, and are no longer driving the car, so the rates should actually go down. Once their license has been reinstated, and they need to be added back into the policy, the rates will go up.
Does insurance cover a permitted driver?
You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.
Should you lose your license for no insurance if you are listed as a driver on your husband's auto insurance policy?
The question is a little confusing. If the spouse or person is listed on the insurance policy as a driver of the vehicle then they are indeed insured and shouldnot besubject to being penalized for that specific issue.
Do you need to get insurance for your daughter if she has no license yet?
Check with your agent and/or states dept of ins, some do not require them to be listed as a driver on your policy until they have a license.
Who can be a dependent on a car insurance policy?
Anyone can be listed on your car insurance policy as long as they have a valid driver's license. You just have to remember if that person has a bad driving record it will affect your insurance.
Can a license driver get insurance on someones else car that has no license?
You cannot insure a vehicle that you do not own so the answer to the question is no. The insurance must be in the name of the vehicles owner. If there is a good reason that the owner has no license some insurance companies will allow the owner to purchase the insurance in their name but exclude themselves as a driver and list the person or persons who will be driving as listed drivers on the policy. This is a legally written policy.
My wife doesn't have a drivers license can that stop me from getting auto insurance?
That shouldn't keep you from getting auto insurance as long as she is not listed as a designated driver of your vehicle. If your uninsured wife should drive and be involved in an accident with another driver, your insurance will not pay.
Will insurance cover if borrower doesnt have a drvers license?
If you are listed as a covered driver on the Insurance Policy then yes they will pay the claim whether you are licensed or not. Most Insurers will not offer you an auto insurance policy to begin with if you are not licensed but some will.
If you drive a friend's car alone and do not have insurance are you breaking the law if the friend has insurance and you have a license?
Unless the policy has a clause that says it is only insured for listed drivers, the insurance follows the car. If it is listed on your friend's policy, it is covered whenever a licensed driver is behind the wheel. This is assuming that you are only borrowing the car temporarily. If you are using it long-term your friend should have you listed as the primary driver on his policy.
Do you need a driver's license to buy auto insurance?
Not to buy an auto insurance policy necessarily but you must have one to be listed as a driver on the policy and to legally drive the vehicle.
Does your auto insurance company have to cover your son's accident even if he's not listed as a household driver?
No he have to listed as a second third or household driver for being cover by insurance
If one is the primary driver for the car in terms of insurance but does not possess the title for the car is the insurance valid?
It is if you are listed on the policy as a driver.
