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If two people are listed as owners on the Certificate of Title the Survivor of them will be the sole owner of the car. As I understand your question:

Jack wanted to buy a car but didn't have good enough credit. Harry had good credit and agreed to co-sign as the primary buyer although Jack would make the payments. The car and loan were titled in both names.

If Jack died then Harry would be the sole owner of the car. He would need to continue making the payments or the lender could repossess the car.

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Q: What if the Co-signer on a vehicle was put as primary buyer and buyer as cobuyer buyer passed away who's name will be on title?
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