If what person is driving the person that was hit or the person that hit?
If you have car insurance ,police will never stop you even if you dont have driving license.
AnswerNo brainer. The person who hit you is at fault. Doesn't matter if you have a license or not. Not having a license doesn't give the other driver a free shot at rear ending you.AnswerIn most states, insurance companies require a police report of an accident. To have a police report, the police have to go to the accident scene in order to write one. Most rear end accidents are the fault of the person who hit the rear of a car. However, if you did not report the accident to the police because you have no license, you may be out of luck with the insurance company.
Your insurance should cover the person you hit. In about six months the unlicensed driver WILL get a letter in the mail from DMV saying they ARE in trouble for driving without a license. Usually, the punishment is a years suspended license and a fine.
No, the insurance is on the car, not the person.
Provisional license insurance is insurance for people who have a provisional drivers license. A provisional license is for drivers under the age of 16 who are driving with a learners permit or a person who has previously had a license revoked or suspended and who has recently obtained a new license.
Misrepresentation of the risk to the insurer by ommission of a known driver is Insurance Fraud. So the answer to your Question is "NO"
The other person pays.
Well the person that hit you is not responsible enough to drive with insurance, if someone was in your parked car, you would still be responsible,its your car after all. The person that hit your car would be liable and you would have to go after them legally. If the uninsured driver in fact gets injured he will be responsible for himself, insurance companies are not in the business of paying people who drive illegally.
Simply, call the police!
Most U.S. states prohibit a felon from obtaining an insurance license as well as most other professional licenses.