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What if there is no homeowners insurance and the house is taken by a tornado?
Wiki User
∙ 9y ago
If you had no insurance then you're out of luck. You'll just have to buy a new house or try to rebuild or repair the one that was damaged by the tornado.
Wiki User
∙ 9y ago
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Is one covered for earthquakes by insurance in California?
Most ordinary homeowners insurance policies do not cover the policy holder against earthquake damage. However, additional policies can be taken called earthquake insurance to cover people's property against earthquakes.
If a homeowners claim is paid off and they hire a profesional to do the repairs but the cost of the repairs are more what steps need to be taken for the insurance to issue a supplement claim?
Contact the claims representative and have them adivise you on what to do.
How warm is it inside a tornado?
That is not known. Not enough measurements have been taken from inside a tornado.
What type of insurance doesn't require a medical exam to be taken?
There are a number of types of insurance that do not require a medical exam to be taken. These include house and contents, car and mobile phone insurance. Typically a medical exam is required for life insurance. However there are still many financial institutions that offer life insurance without a medical.
How do you make your ex husband drop you off your joint life insurance?
IT can be a taken by the house wife and the husband also
Where do people go when a tornado destroys their house?
It depends. Some people may temporarily go to a homeless shelter. Others may be taken in by friends or relatives.
What Types of insurance important for a household?
Renters need rental insurance (the landlord does not insure renters' personal property such as furniture). Homeowners need property insurance. Some homeowners also take out life insurance in an amount sufficient to pay the mortgage in the event of the death(s) of the wage earner(s). Everyone who isn't eligible for Medicaid/CHIP needs health insurance, at least catastrophic coverage. Fortunately, health insurance reform will make this possible in the next few years. Each wage-earning parent needs enough life insurance to ensure that their child[ren] will be taken care of, including college if that's a possibility.
Does homeowners insurance cover theft of your car if it was taken out of your driveway?
No. Homeowners specifically excludes self-propelled vehicles with a couple of exceptions such as lawnmowers. The only way a vehicle would be covered in this case is if you have comprehensive coverage on an automobile policy. As a matter of full disclosure, I own and operate a small Independent Insurance Agency for the past 22 years and worked as an agent for direct writers for 3 years prior to that.
Mortgage is in your name spouse dies will mortgage life insurance pay off house?
If the mortgage is in your name it would not be affected by the death of your spouse. Mortgage life insurance is coverage that is taken out so that your house would be paid for in the event of your death.
Does homeowner insurance cover vandalism to your car and money taken?
Homeowners will not cover anything that happens to your vehicle, it's excluded. Money or personal property not commonly used with an automobile (music cd's, gps, radar etc.) would be covered if "off premises theft" is included on your Homeowners policy subject to policy limitations and deductible.
What would happen to you if you were in a negative f5 tornado?
There is no such thing as a negative F5 tornado. In an F5 tornado, depending on what part of the tornado hits you and what point its at in its life cycle the building you are in would likely be severely damaged or destroyed. A house may be completely blown away. However, as statistics have shown the odds are in your favor of surviving, especially if you have taken adequate cover. That said, if the worst part of the tornado strikes where you are, not even being in the basement will guarantee your survival.
What is the highest temperature of a tornado?
That is not known. Few measurements have been taken from inside a tornado and few if any of those included temperature.
