I don't even know why your mother would even say that to you at a time like this. This is the time when you need her the most. she should be proud that you are willing to stand up to your responsibilities. Keep your head up. I haven't been through this personally but I have seen it first hand. Go to you're local Welfare department and see what they offer you. Don't take no for an answer. They have to give you medical insurance if not more else because you are bringing another life into the world. Don't worry, and don't stress over it because stress is no good for you developing child.
I just found out I was pregnant, & I don't have insurance either. All you have to do is go file for medicaid and let other American tax payers foot the bill for you and your baby. I went and filled out the apps. They give you some paper work to take to your doctor for your first couple of visits until you get your medicaid card. Everything is paid for except prescriptions. But when you get your card everything is taken care of. There is help out there. Good Luck!!!
If you are pregnant and do not have insurance you have the following options to choose from:
a) Use the Public System and let other tax payers foot the bill for your pregnancy
b) Pay for your medical checkups and treatments in cash
c) Consider joining a Health Insurance plan....your definitely going to need it especially after the baby is born. You think you'll have expenses now...wait until the baby gets sick, needs injections etc...
Try applying for Medicaid and let other peoples taxes pay the bill. They will even give you a temp. card thing so that you can get any medicines you need at that time, as well as go to doctors visits while they process your info into the system. The temp card should last from 30-45 days. And you should get a letter in the mail stating when your actual coverage begins.
Finding insurance for pregnant women is not always easy because pregnancy is considered a pre-existing condition. If you dont have coverage before you become pregnant, finding coverage can be expensive.here is an article that can help you find affordable health insurance while pregnant and get you the coverage you need.http://www.insuranceagents.com/pregnant-health.html
Supplemental insurance is a great thing for pregnant women to have, but you must apply before getting pregnant.Supplemental insurance will replace your income during your maternity leave, and pay additional benefits directly to you if you experience pregnancy complications, delivery complications, premature birth, accidents and/or illnesses.
This depends on the insurance company and whether or not they accept new applicants who are pregnant. Women who are pregnant, as well as the expectant father, are not eligible for individual coverage with BlueCross BlueShield of Florida until after the birth of the baby. Your state may be different.
You can get Medicaid when pregnant if you meet the eligibility requirements - principally, citizenship and limited income/assets. Medicaid can be backdated up to three months prior to the month of your application.You can get Medicaid even if you have insurance; however, your provider(s) must bill your insurance first, prior to billing Medicaid.
The Afffordable Care Act allows women to purchase health insurance that covers maternity and newborn care while pregnant. You must make an election for coverage during an open enrollment period. Look into Medicaid in your state. Medicaid provides coverage for pregnant women - often based upon income qualifications. You may also consider charity care. Contact your local hospital systems for more information.
This will depend on the kind of health insurance your parents have. Some health insurance may cover pregnancy while others do not. You will need to contact your insurance agent and ask them about your family coverage.You should also have a insurance booklet that states what treatments and doctor visits are covered and what is not covered.
If the fiancée has Blue Cross Blue Shield and the husband has the same, I am sure that they will allow her to be added to his insurance policy. If the pregnant fiancée uses a different insurance company, then she may or may not be allowed to be added to the husbands insurance policy. Again, this varies case to case because of the different policies different individuals have. For the most accurate information, please contact your insurance representative. The pregnancy would be a pre-existing condition, so many insurance companies would not cover the costs. You should call the insurance companies involved to get an official answer.
Pregnancy and child birth can be expensive. Make sure you have the right insurance programs in place before getting pregnant. These pages are full of questions about how to get coverage AFTER getting pregnant. There are no good answers. In addition to having major medical coverage, supplemental health insurance can help you create maternity leave pay, and protect your income in case of pregnancy/delivery complications.
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