You will face criminal charges for not presenting a drivers license at the time of an auto accident or operating a vehicle without any license at all. Fines and jail time as well as criminal sentencing will vary state to state.
True
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.
Most states will give you a citation for not having a drivers license.
A drivers license shouldn't pull up an auto policy.
Yes. How many points depends on the state in which you live and the EXACT charge against you.
Only if you plan to drive a vehicle. This is generally the reason people get a drivers license.
You get auto insurance for accident prone drivers the same way as normal drivers. You will need to provide relevant car details and your driving history information and then receive insurance policy quotes. Insurance premiums for accident prone drivers are generally much higher.
Yes, you do.
you die
If you were driving with an expired drivers license they will not insure you so if they find out you are up s--t creek. what they may do is ask you for your drivers license record up to date and then they will spot it. If you are lucky they wont. However they have not paying insurance down to a fine art.
no. and definitely not if you are dead in an accident in one.
Ordinarily an auto insurer will require a valid license as a condition of issuing a liability policy.