The beneficiary on the policy to you (assuming you don't have any financial obligations directly related to your father's death) is free and clear. Unfortunately for the mother, she's now responsible for the debt of the funeral, but depending on the value of your father's estate, the estate could be sold and help offset the cost of the funeral expenses.
Otherwise, both policies are capital gain income, and post taxes they are the property of the beneficiaries.
You will need the basic liability insurance. This means that you will be covered for the other person's car if you are in fact responsible for the accident.
The landlord is generally only responsible for the building, not the belongings inside. That's what renter's insurance is for.
That depends on who is responsible for the damage. If someone else was responsible then their insurance should cover your damaged property. If you are at fault then you will have to make a claim on a homeowner or renter's insurance policy of your own, if you have one.
You are responsible for your personal safety.
The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.
Personal Possessions Insurance is a type of insurance to protect your belongings when you are away from home. Many different insurance companies offer this insurance.
The Personal Insurance Company was created in 1974.
Personal Possessions Insurance is a type of insurance to protect your belongings when you are away from home. Many different insurance companies offer this insurance.
Personal Umbrella Insurance covers what your regular insurance doesn't. The most common types are car and home insurance.
Your personal condo insurance should cover it under the liability section. It will not be a penalty to you.
You can purchase personal insurance from any insurance company either online or in an actual store front insurance company. It is important to have personal insurance so perhaps ask some of your friends or business associates who they are insured with.
Personal liability insurance provides additional coverage to other insurance policies. Without personal liability insurance, any thing that one's home or car insurance could not cover, one would have to pay out of pocket. Personal liability insurance will cover those fines.