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What if your husband died now mortgage company in Georgia has changed mortgage to your name even though you are not on the warranty deed at the courthouse and now going into foreclosure Help?
Wiki User
∙ 10y ago
Help with what, exactly?
I'm honestly not sure what you expected to happen. Did you think the mortgage company was just going to say "shoot, the guy on the mortgage died, I guess we're just out several hundred thousand dollars"?
No. They're legally entitled to seek to recover the balance due on the mortgage from your husband's estate (which may effectively be "you").
The first step would be to contact the mortgage company and find out what you need to do to get out of foreclosure. If the house is actually foreclosed upon, you're out on the street in pretty short order (usually you have three days after the property is sold at auction before the new owner can send the sherriff in to forcibly evict you), so you'll want to do this RIGHT NOW to try to stop things from going that far.
If the mortgage company doesn't want to work with you, then bankruptcy is one option. That would put a hold on any foreclosure proceedings until the bankruptcy is resolved. You'll need an attorney for this, and the attorney will be able to explain the details of exactly how it works.
Wiki User
∙ 10y ago
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When was Burke County Courthouse - Georgia - created?
Burke County Courthouse - Georgia - was created in 1856.
When was Dawson County Courthouse - Georgia - created?
Dawson County Courthouse - Georgia - was created in 1858.
When was Crawford County Courthouse - Georgia - created?
Crawford County Courthouse - Georgia - was created in 1831.
When was Liberty County Courthouse - Georgia - created?
Liberty County Courthouse - Georgia - was created in 1926.
When a mortgage is in husband's name only but wife and husband have joint tenancy with survivorship warranty deed in Georgia then husband dies without will does wife owe mortgage?
You haven't provided important details such as what came first- the mortgage or the survivorship deed. You should consult with an attorney to determine your obligations and options regarding the mortgage.
What is the phone number of the Old Courthouse Inc in Douglasville Georgia?
The phone number of the Old Courthouse Inc is: 770-949-4090.
If your mother in law is the executor of the will but does not have her name as an owner of a house and it is repossessed in the state of Georgia will it reflect on her credit?
It will affect her credit if she executed the mortgage along with her husband. If her name is not on the mortgage or the property then it will not affect her credit. She should consult with an attorney who can review the situation and determine what her options are. Perhaps the bank would accept a deed from the heirs in lieu of foreclosure.
Is there a website that has foreclosure listings in Georgia?
You can go to foreclosurelisting.com. The offer a state by state list of foreclosures including the state of Georgia.
Where is the Old Courthouse Inc in Douglasville Georgia located?
The address of the Old Courthouse Inc is: 6754 Broad St, Douglasville, GA 30134-1711
Where is the Butts County Courthouse in Jackson Georgia located?
The address of the Butts County Courthouse is: Po Box 215, Jackson, GA 30233-0005
How long do you have to vacate your home after foreclosure in Georgia?
In Georgia, homeowners typically have about 30 days to vacate their home after a foreclosure sale. It's important to check the specific timeline outlined in the foreclosure notice received from the lender to understand the exact timeframe.
Which states are non-recourse states for mortgage debt?
Non-recourse states cannot pursue you for their financial losses. Alaska Arizona Arkansas California Colorado District of Columbia (Washington DC) Georgia [THIS IS INCORRECT. GEORGIA IS A RECOURSE STATE] Hawaii Idaho Mississippi Missouri Montana (if non-judicial foreclosure is used) Nevada - (lender can get a deficiency judgment) New Hampshire Oregon Tennessee Texas (lender can get a deficiency judgment) Virginia Washington West Virginia The following states allow non-judicial foreclosure: Georgia [Georgia allows non-judicial foreclosures] Michigan Minnesota North Carolina Rhode Island South Dakota Utah Wyoming
