The bathroom is not that big of a deal but the heat is a different matter. Also the general condition of the property, the heating, the electrical condition, the occupancy, etc. There are different policies for different types of policies. If it doesn't qualify for one type of policy it will for another type.
revelation
If you have the title, the VIN is on there. Or, if you have a tag or insurance the DVM or the Insurance company has it on file.
Zurich Insurance Company
It depends. If, for example, extensive damage occurs because of a covered natural disaster -- an earthquake -- and the board and the insurance company agree that the insurance company's vendor will complete the repair work inside units on assets covered by the master policy, then the insurance company's vendor may complete the work. If, however, you prefer a different vendor, it's possible that you could negotiate with the board and pay the difference between what the insurance company's vendor would charge and what your vendor would charge to repair assets inside your unit that you want your own vendor to repair.
Liberty Homeowners Insurance offer protection to one's home and also what is inside it. This insurance company offers protection to the owner of the house and the actual house. This company also offers advice on how to help keep your home safe.
It may be a good idea to hire your own home inspector to do a good thorough inspection of your home inside and out. It's best to know exactly where you stand with the condition of your home. You may then wish to reapply for your home insurance policy either through the same or a different Insurance Company.
Will be very hard to make a claim under those circumstances
You will need to do a detailed search to see if there is hidden camera inside your bathroom. Check in the heating and air vents, and around the mirror and lights.
Probably, most states require proof of insurance.
break the door
i would say a bathroom too
Bust down the door