Co-signer has equal responsibility.
Liability insurance.
bodily injury liability coverage
Liability and medical insurance.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
The Dog Owner's Liability Act makes the owner of a dog responsible for the dog's actions. If a dog bites someone, for example, the owner is responsible in some cases for the medical bills of the injured person.
There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.
If somebody does not give some necessary information in a contract and someone is then injured because of that lack of knowledge e.g. if a company does not give relative safety information to an employee and the employee is injured because they did not know about it.
Homeowner's insurance covers most basic liability needs, should someone become injured on your property. Additional coverage against fire, flood, and earthquake is also recommended to protect your investment.
When you own a home you are libl for nything that happens on your property. Homeowners liability insurance covers you in the event someone i injured on your property. Homeowner's liability insurance covers the homeowner in the event that someone gets injured while on their property. It covers medical bills and other expenses for guests if something happens to them while at your home.
When you look at the definition of legal personal liability it refers to the duty (or obligation) of an individual to meet monetary claims for damage or loss caused by the actions of the individual. The definition clearly states that claims can be made against your personal assets to meet personal liability claims. Personal liability is a legal responsibility you have towards others and it is a principle of common law. Common Law forms part of the South African legal system and this principle is therefore applicable to all of us as citizens of the country. Personal liability claims will be as a result of your negligence or can even be for not taking preventative steps to protect others against injury, death or loss. Let us look at an example of personal liability: If your dog bites and injures someone driving past your house on a bicycle, the injured person can lay a personal liability charge against you for his or her injuries, trauma, and any other costs that result from the incident.
For example; the employer of an employee who injures someone through a negligent act while in the scope of their employment - that employer is vicariously liable for damages to the injured person.
Bodily injury liability insurance pays the cost of the medical bills if you cause an accident that leaves someone injured. This insurance can be cheaper but you want to buy the best policy you can afford.