The wording "Account closed by consumer" means that "you", and not the lender, closed the account. It usually indicates that there was no problem on "your" behalf with the account.
It depends. Does the high balance put the consumer into a position of too much credit? Does this single high balance cause the consumer to have outstanding $100,000 in credit card debt? Or does the amount merely allow for the consumer to show that they can be responsible with making regular payments (with this account being the only debt owed.)
It is not possible to "attach a statement to an account". It is only possible to place a consumer statement on your report. This is important distinction and should answer the remainder of your question. In general, your statement, which may refer to a certain disputed account, shows to all who access your credit. But the fact that it is separate from the account itself means that the account would be used in the calculation of your credit scores.
Business accounting software has changed accounting agencies and consumer conveniences. It is now a lot easier to have account information done with software. Many people prefer this method and it works efficiently and avoids a lot of hassle. This type of software helps to keep account information, confidential information, and dates and times for small accountants. It also allows for the consumer to keep up with records for themselves. This way they also are able to know what the accountant does.
The consumer is, as only he or she has access to the canceled/posted original check. Account information relating to the credited account should appear on one or both sides of the check. It is possible the wrong account was credited.
The wording "Account closed by consumer" means that "you", and not the lender, closed the account. It usually indicates that there was no problem on "your" behalf with the account.
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Yes.
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If the account has his name on it, possibly.
A company would not change an account number or an amount owed, in order to place it on the consumer's CR. They would not risk being sued for an illegal transaction. As an aside, the amount of paperwork would be costly and pointless. Either it is a mistake, which they should be made aware of by the consumer. Or it is another account that the consumer has defaulted on. Or it is identity theft, and it should be followed up on immmediately.
Investment banks usually don't offer consumer accounts.
2/3 according to my macroecon class
You have to make an account, and list your item. I would set up a paypal account for the money to go to.
The factors that influence consumer spending include disposable income and consumer confidence. Disposable income relates to the amount of money a household has left over after their bills have been taken into account. Consumer confidence relates to the consumer's view of the current economy while taking into consideration their own financial circumstances.
It depends. Does the high balance put the consumer into a position of too much credit? Does this single high balance cause the consumer to have outstanding $100,000 in credit card debt? Or does the amount merely allow for the consumer to show that they can be responsible with making regular payments (with this account being the only debt owed.)
Closing an account will affect your credit score and decrease your score.