Perils are types of losses. All losses(perils) covered by an insurance company will be in your insurance booklet that they mail to you.
Not sure
An uncovered peril means it's not covered.
It depends on whether or not they were damaged by a covered peril of the policy. For example if lightning is a peril covered on your policy, and that caused your heating and air units to stop working, then insurance would cover them.
It depends on why you need your carpet replaced. If it was damaged due to a covered peril then it will be covered. If your carpet is just old and worm due to usual wear and tear then it is not covered.
Carpet DamageYes, if it was damaged due to a covered peril under your policy it will be covered.
Perils are types of losses. All losses(perils) covered by an insurance company will be in your insurance booklet that they mail to you.
Loss of Earnings is Coverage to reimberse for lost wages due to a covered peril. Such losses are commonly incurred after a covered injury.
No, normal wear and tear of household furnishings and applicances is not a covered peril under a homeowners insurance policy.
It depends on the covered perils of your policy. On some policies there is coverage for water damage and on some policies water is not a covered peril or it is excluded.
If you have contents coverage on your renters policy, Not just liability for the landlord and the television was damaged by a covered peril then yes it would be covered.
If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.
The listed perils (barring exclusions) in your home owners or renters policy.
If damaged due to a covered peril such As Fire, Wind, Hail, etc,, yes it's covered subject to your deductible.. If damaged to due to wear and tear, No, it would not be covered.