It is solid color, gradient or pattern line around type or shape or layer.
Anchor points which defines shape, fill and in Photoshop you can change Layer Style which is created from layer effects: Drop Shadow, Bevel..
Layer > Layer Style.
Layer > New > Background from layer to convert regular layer to Background.
From Layer > Layer Style > Drop Shadow.
One layer.
Background.
First click on layer with pixels you want to warp (layer can not be background layer, must be regular layer), in Photoshop CS5 and newer go to Edit > Puppet Warp or Edit > Transform > Warp.
Double click on the 'fx' beside the layer. For Photoshop Elements tutorials click the link below: http://absolute-extra.blogspot.com/
# Add a layer # Paste your graphics into the new layer
It is the bar across the top of Photoshop that has the words: File, Edit, Image, Layer, Select, etc.
make a layer and colour it blue