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All insurance companies have re-insurers, to protect their assets and investments. Insurance means spreading the risk to an insurance company, so insurance companies do the same thing - spread their risk to the reinsurers.
Yes
Absolutely. There is no regulation that makes you have auto and home insurance or any other insurance cannot be mandated to be with the same insurance company. Often it is to your benefit to have them with the same company because of discounts they offer in exchange for having the coverage with the same company.
No matter where you are shopping for health insurance (online, on the phone, or in person), all premiums must be filed with your state's Department of Insurance. That means the rates will be the same. As for whether the company is "bound" by the quote, the company can only quote pre-filed premiums so long as you are providing accurate information in your quote application, the premium will be the same for the same plan from the same company.
I am trying to find out the same thing! No luck yet...
Commercial insurance leads and business insurance leads are the same thing. Commercial usually refers to business transactions. You can purchase these leads from a company called Axiomi.
no
No. You will only get "insurance" from an insurance company.
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Yes, you can as long as they are not from the same company. There is usually a standard provision in travel insurance policies that prohibit you from buying more than one policy from the same company however, it does not apply if you buy from a different insurance company.
The Landlords Insurance Company offers cheap landlords insurance. Yes, you can get a discount by using the same company. For example, if you use Metlife car insurance then you can combine the services with their landlords insurance for extra savings.
Tomorrow I'll be at the table When company ...Same thing as drinking you under the table means