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An uninsured motorist endorsement is an added insurance policy for motorists. It covers injuries that have resulted from a collision by an uninsured driver.

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โˆ™ 2014-06-18 21:18:23
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Q: What is an uninsured motorist endorsement?
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Related questions

Who is considered an uninsured motorist?

Anyone without valid auto insurance that is driving is an uninsured motorist.


Does uninsured motor vehicle - pd cover damages to your car?

If you have automobile insurance with an uninsured motorist property damage endorsement it covers damage to your car caused by an uninsured motorist. If you have collision coverage the endorsement will pay your deductible. If you don't have collision coverage the endorsement will pay for damages up to a set amount, typically $3500. Before it will pay it has to be determined that the other party was at fault and that they have no insurance. In the case of a hit and run driver it wouldn't pay because it would not be possible to determine whether or not they had insurance.


If someone hit your car and didnt have insurance is it covered by uninsured motorist?

Yes as long as your policy has uninsured motorist coverage on your policy.


Is it necessary to carry uninsured motorist coverage in Arizona?

It is not a mandatory coverage. However, you have no bodily injury coverage if you are injured by an uninsured motorist.


What states offer uninsured motorist insurance?

states like washington, newjersey, neyork, pensilvania, virginia, offers uninsured motorist


How can you recover from an uninsured motorist?

If you have uninsured motorist coverage let your insurance company settle with you then recover from the motorist in court. If you don't you will have to take the motorist to court yourself. Your insurance company is far better equipped for this than you are.


What is Uninsured motorist protection?

Uninsured motorist coverage provides coverage for bodily injury, and in some states property damage incurred by an uninsured driver or a driver with insufficient liability limits.


In a collision an uninsured motorist was at fault who pays for the damage insurance or uninsured motorist?

The insurance will pay for your damage if you have insurance from underinsured motorists. Otherwise, the motorist will pay for it who doesn't have insurance if they have any money.


Should I put uninsured motorist insurance on my car or truck?

It is a very good idea to have uninsured motorist coverage. You need to always have yourself protected.


Can you file a lawsuit against the state if an uninsured motorist wrecks your vehicle?

No. The state is not responsible for the accident or the driver. You can file suit against the uninsured motorist.


What is statute of limitations for uninsured motorist in Virginia?

4years


Can you reject just uninsured motorist bodily injury and keep uninsured motorist physical damage?

It doesn't matter what we say here. Ask your insurance company!

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