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Can you file a lawsuit against the state if an uninsured motorist wrecks your vehicle?
Wiki User
∙ 16y ago
No. The state is not responsible for the accident or the driver. You can file suit against the uninsured motorist.
Wiki User
∙ 16y ago
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If someone dented your car in a parking lot then left would your uninsured motorist insurance cover the damages?
no, uninsured motorist coverage is for injuries only when an uninsured motorist hurts the occupants of a vehicle......there is a coverage called uninsured motorist property damage, (most people do not have this and are even unaware that it is available, and is not available in all state) if you have that or collision coverage those will cover the damage to your vehicle ........
Who is covered under my Uninsured Motorist coverage?
Uninsured Motorists Options on your Auto Insurance Policy Offer cover yourself and other passengers in your vehicle and comes with basically 2 options 1 Um / BI = Uninsured Motorist Bodily Injury Coverage 2. Um / PD - Uninsured Motorist coverage Physical Damage BI covers Bodily injury to the driver and passengers in your vehicle. PD covers your Physical Damage for your Vehicle.
You were standing behind your truck and was struck by an uninsured motorist crushing your leg between her vehicle and yours does uninsured coverage take over?
absolutely.
Will uninsured motorist cover damages caused if the other vehicle is stolen?
Uninsured will not cover this type of accident. Your comprehensive will cover this type of damage.
If an insured motorist hits an uninsured vehicle and the insured motorist claims it is their fault who will pay for the uninsured vehicle?
regardless of whom is insured or not, the 'negligent' or liable party is responsible for the damage or 'to make whole' the injured (this means damage to vehicle as well) party........ i think the insured should pay since it was there fault
What happens when you have a car accident with a driver that has no vehicle insurance?
I hope you had insurance for this. The uninsured motorist will probably be broke
What is uninsured vehicle coverage?
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
If I'm retired with good health insurance and no wages to cover should I have uninsured motorist coverage?
Absolutely, unless you are independently wealthy and don't care if your vehicle is a total loss every once in a while. Uninsured motorist fees are very nominal compared to the alternative.
Does uninsured motorist coverage cover an uninsured driver of the car in a single car accident?
No. Uninsured motorist coverage protects the owner of the vehicle which is damaged due to the actions of an uninsured driver of another vehicle (or damage caused by a hit-and-run driver). I think what you are asking is known as a 'permissive' driver - someone who was driving another person's vehicle with the owner's permission, but who is not actually named on the policy. The answer to this is 'probably' depending on the insurance company and the provisions of the policy itself, but if provided for would cover them like they were a named insured on the policy.
Insured motorist hit uninsured unlicensed driver - who's responsible?
The insured motorist is typically responsible for the damage caused in a car accident, regardless of the other driver's insurance or licensing status. The insured motorist's insurance policy may cover the cost of damages depending on the specific coverage. It is important to report the accident to the insurance company and let them handle the details.
Will your uninsured motorist coverage cover an accident from an at fault unlicensed uninsured driver?
Yes. The initial trigger for entitlement to uninsured motorist benefits is involvement and injury in a motor vehicle collision with an uninsured motorist. According to state law, there may be other requirements as well (such as the existence of a permanent injury or significant scarring), but lack of insurance by the adverse party is the first requirement. Note also that, again depending upon state law, if you as the injured party negligently caused or contributed to the collision, your recovery may be reduced accordingly.
Does State Farm Uninsured motorist coverage cover the damage to your vehicle if hit by a driver without insurance?
Yes and i believe no premium hikes if it was not your fault.
