Cancer insurance provides coverage for treatment of all sorts of cancers including medicine, doctors visits and surgeries. The best insurance company for cancer patients is Blue Cross & Blue Shield.
Yes, as long as there is no lapse in coverage.
Yes. For more information see www.SteveShorr.com/hipaa.htm
“Have colon cancer, getting chemo and employer dropped insurance coverage and COBRA is $700/month.”
Yes, it is possible to change insurance coverage while undergoing cancer treatment. However, it is important to carefully consider the implications of changing coverage, such as potential disruptions in care or coverage for ongoing treatment. It is recommended to consult with a healthcare provider or insurance representative before making any changes to ensure continuity of care.
Before a cancer diagnosis, the options for life insurance include term life insurance, whole life insurance, and universal life insurance. It is important to apply for life insurance before a cancer diagnosis as it may impact your ability to get coverage or affect the cost of the policy.
the first way to do this is to obtain COBRA coverage. When your divorce became final, your ex-spouse was able to drop your coverage. Federal law is that all insureds can continue coverage with COBRA. Your insurance company or ex-spouse's employer should have sent you paperwork explaining what your rights are. But be aware, with COBRA, you are paying the full premium for the continued coverage.
Yes. The cost will depend on what kind of cancer it was, how long ago it happened, how likely relapse is, and the insurance company in question.
Your regular health insurance policies should cover potential cancer treatments, up to a certain degree and limit. You can probably purchase additional coverage from your provider, but you will have to check with your provider for this option.
There are some life insurance companies that may offer life insurance for cancer survivors. One way to find out is to contact a life insurance agent in your area (yellow pages) and ask if they have a contract with a firm that offers life insurance for cancer survivors. Also, there are guaranteed acceptance life insurance plans available from some carriers for people age 45-74, but the coverage is usually limited to $20,000. Another option is to request free life insurance quotes online from a life insurance quote service that has a network of insurance companies they can offer quotes through, some may provide coverage for cancer survivors. I believe the Hartford offers life insurance for men with prostate cancer, and women with breast cancer. I read about it in a 2006 article from Fox News.
Yes, if you're talking about Employer Group Insurance.
The question is - getting a new company to take you. HIPAA and other laws require that if they do, the time on the old plan count toward the Pre-X waiting period.
Insurance companies have guidelines in place that can legally restrict you from being eligible for their coverage. For instance, depending on the company's guidelines, illnesses such as diabetes, cancer, severe mental illness, and other major illnesses can render a person ineligible. Check with the agent for the specific company to find out if there guidlines will restrict your eligiblity. An agent cannot refuse coverage, but the can tell you that they are not allowed to process your application due to certain illnesses.