Cancer insurance provides coverage for treatment of all sorts of cancers including medicine, doctors visits and surgeries. The best insurance company for cancer patients is Blue Cross & Blue Shield.
Yes, as long as there is no lapse in coverage.
Yes. For more information see www.SteveShorr.com/hipaa.htm
“Have colon cancer, getting chemo and employer dropped insurance coverage and COBRA is $700/month.”
the first way to do this is to obtain COBRA coverage. When your divorce became final, your ex-spouse was able to drop your coverage. Federal law is that all insureds can continue coverage with COBRA. Your insurance company or ex-spouse's employer should have sent you paperwork explaining what your rights are. But be aware, with COBRA, you are paying the full premium for the continued coverage.
Yes. The cost will depend on what kind of cancer it was, how long ago it happened, how likely relapse is, and the insurance company in question.
Your regular health insurance policies should cover potential cancer treatments, up to a certain degree and limit. You can probably purchase additional coverage from your provider, but you will have to check with your provider for this option.
There are some life insurance companies that may offer life insurance for cancer survivors. One way to find out is to contact a life insurance agent in your area (yellow pages) and ask if they have a contract with a firm that offers life insurance for cancer survivors. Also, there are guaranteed acceptance life insurance plans available from some carriers for people age 45-74, but the coverage is usually limited to $20,000. Another option is to request free life insurance quotes online from a life insurance quote service that has a network of insurance companies they can offer quotes through, some may provide coverage for cancer survivors. I believe the Hartford offers life insurance for men with prostate cancer, and women with breast cancer. I read about it in a 2006 article from Fox News.
Yes, if you're talking about Employer Group Insurance.
The question is - getting a new company to take you. HIPAA and other laws require that if they do, the time on the old plan count toward the Pre-X waiting period.
Insurance companies have guidelines in place that can legally restrict you from being eligible for their coverage. For instance, depending on the company's guidelines, illnesses such as diabetes, cancer, severe mental illness, and other major illnesses can render a person ineligible. Check with the agent for the specific company to find out if there guidlines will restrict your eligiblity. An agent cannot refuse coverage, but the can tell you that they are not allowed to process your application due to certain illnesses.
how do I find out if YOU have cancer insurance? i would ask you "do you have cancer insurance?". lol. i think the answer to the question you intended to ask is i would check your bank statements for the past 12 month and call any insurance company drafting your account. if you are employed and/or your spouse is employed you should also look at your of pay stub and see if any premiums are being taken out for cancer insurance.
Probably not. From what I hear about the U.S. medical system, you all need private insurance to get health coverage.