What is cyber crime insurance?
Cyber Liability addresses the first- and third-party risks associated with e-business, the Internet, networks and informational assets. Cyber Liability Insurance coverage offers cutting edge protection for exposures arising out of Internet communications.
The concept of Cyber Liability takes into account first- and third-party risks. The risk category includes privacy issues, the infringement of intellectual property, virus transmission, or any other serious trouble that may be passed from first to third parties via the Web.
cyber liability insurance is a policy designed to protect an insured business against the risks associated with online activities. These risks may include getting sued for transmission of a virus or accidently posting personal client information on the web or defaming a third party on your company blog or a social network. Insurers who provide this cover have their own cyber liability insurance policy documents/wordings - all of which are individual and different. Talk to… Read More
You can purchase crime insurance from any number of reputable insurers or underwriters such as: 'Nationwide', 'FortInsurance', 'Lloyds of London' and 'Zurich'.
It is ENORMOUS.
The question is unclear as posed.A "crime policy" is one that is intended to cover an organization for a stated range of risks and losses. The term "primary policy" is generally used to descrive a basic, underlying layer of coverage of some type. Therefore, there can exist a "primary" layer of crime coverage, on top of which can be additional ("excess") coverage that raises the coverage limits and affords greater coverage.Therefore, they are really two… Read More
Generally no, barring some negligence or collusion, with the crminal, we are not responsible for acts of others, but there may be coverage for damages to the property under the homeowners insurance policy. The criminal who committed the crime would be the party responsible for their own acts. If you are the homeowner, and your property was damaged in the crime, then you will most likely have coverage for your losses under the property portion… Read More
A fidelity bond insures banks for losses involving crime, employee dishonesty, etc. Commercial crime coverage insures businesses for losses due to crimes. A fidelity bond is specific to banks, which typically are required to have such bonds. A loss due a bad loan would not be covered under a fidelity bond, but a loss due to loan supported by fraudulent documents might be covered under the bond.
Why is copay on health insurance not a crime since you already pay monthly payments to the insurance company?
Because it is provided for in the contract of insurance (policy) in which you entered. If the information that there was a co-pay (or a deductible) is NOT in your insurance contract, or was not made clear to you at the time you entered into the contract, then that could very well constitute a crime. If you believe you were defrauded by a company then you should cancel your health insurance policy and contact your… Read More
Is it illegal to give insurance companies false information will it affect your insurance such as changing grades to obtain cheaper insurance If so is it a crime or what?
It is insurance fraud.
Is it a crime for an insurance agent to print herself an insurance card when when it was not paid for?
Unless she is covered by benefits then yes, it is illegal.
That is a vague scenerio but that would basicaly depend on how good your lawyer is. Life insurance is usually paid except upon suicide. Read the policy. There is probably a clause about "dangerous hobbies or activities". If the crime parking in a fire zone, it will pay, but armed robbery would certainly be considered a dangerous activity. And suicide IS usually covered after a certain time period, typically 1 to 3 years.
What is the effect that innovations in crime and accident prevention could have on Short Term Insurance?
Anti-Sleep Driving Alarm - If you don't have an iPhone or iPod, you can still have an anti-sleep alarm gadget. The simplest types are worn around ear and detects when the head tilts more than 30 degrees. An alarm sounds directly into the ear that jerks the sleepy driver awake. It is a great gadget for keeping drivers from nodding off on long trips and preventing car accidents.
To insure your car which policy we recured that is motor insurance.You might want to check the site below to answer your question. They offer different kinds of car insurance policies at a very affordable premiums. They also give you free quotes and determine which insurance company meet your requirements.http://www.goodinsurancepolicy.com
Are you seeking insurance for the latest requirements you got in life? Perhaps, it is necessary to get insured multiple things in life with some becoming mandatory as well. Choosing the best source in this context is very much important so that you become successful in life without going through any complex situations for sure. for more:
Insurance is the concept that it is better to pool together uncertain risk and spread risk among many in order to better protect against uncertainty. It is vastly easier to budget for limited loss by mathematical probability that an event will occur to a limited number of people and spreading that risk than it is to prepare for unlimited risk to occur to one person.There are seven basic principles of insurance, which include subrogation, insurable… Read More
Life insurance, as the name suggests, is insurance on human lives. Life insurance policies are considered to be "valued policies" because they are purchased in finite amounts, rather than designed to pay damages or the then-current value such as property insurance does. Life insurance comes in several varieties, the main categories being term life and whole life. Term life insurance remains in force as long as premiums are paid, but has a definite termination date… Read More
Insurable interest refers to when someone (called Person A) wants to buy life insurance on another person (Person B). In order for Person A to buy life insurance on Person B, there must be an emotional and financial loss to Person A if Person B dies. You can't buy life insurance on some random person. Insurable interest does not apply to beneficiaries. You can name anyone as beneficiaries, whether they are related to you or… Read More
Not sure if you meant over insured and under insured. Basically there is a provision in homeowners and condo owner policies called a Co-Insurance penatly if you are not insured to 80% of replacement cost (not market value) of the home. If you are insured less than the 80% (under insured), you will not get you complete coverage limit but a reduced amount. Over insured is a little different. Lets say you insure your home… Read More
Do you mean business insurance right? No, they are collateral of each other. Health insurance can be you against your medical bill or treatment in the hospitals. While, Business insurance is used against fire damage, electricity spark damage. For this clarification you can visit Rais Insurance site as they have abundant knowledge to clear your point.
In many cases when you enter into a contract, whether it is a contract for work, a lease agreement or any other type of contract, there will be clauses covering insurance and indemnification, which is a fancy word for covering someone else's financial loss. Liability insurance provides money to cover losses to others due to negligence on the part of the insured. In this case, the insurance company is indemnifying the insured. If there is… Read More
It is usually a simplified issue whole life policy. Burial insurance requires little testing and is issued quickly. The downside to that is paying a higher premium than you would through traditional whole life insurance. You can also take the help of experienced insurance agent who will assist you better in differentiating life insurance and burial insurance. I can suggest you the Rais Insurance as they are serving the services since 1982
Motorcycle insurance is by far cheaper. The reason being if you hit another car with a car you can do some serious damage even kill people. Now if you hit a car on a motorcycle you will probably only kill yourself. Insurance companies could care less about the damage you do to yourself, so they charge less than car insurance.
EAR insurance which is Erection All Risk Insurance comes under the Insurance Class of Engineering and deals with Machinery and Risks inherent in Engineering related works like erection and commissioning of a project and may also be extended for testing. If you are looking for some specific answer which above does not satisfiy, do not hesitate to ask. Underwriter@gmail.com EAR insurance which is Erection All Risk Insurance comes under the Insurance Class of Engineering and… Read More
CAA travel insurance is coverage for unexpected expenses incurred while one is traveling. Expenses such as medical, accident, baggage and rental car costs can be included.
Yes, it is. It could fall on either life or health insurance - that is if you have either.
Anthem Blue Cross is a great carrier. They have one of the largest networks in CA and in the county. Of course you cant always please everybody so their bound to have some cons but overall they have worked well for me and my family. And I'm an insurance broker for nearly a decade if that helps.
Credit insurance is a type of life insurance policy purchased by a borrower that pays off one or more existing debts in the event of a death, disability, or in rare cases, unemployment. Credit insurance is marketed most often as a credit card feature, with the monthly cost charging a low percentage of the card's unpaid balance.
"After doing some online reading of reviews and ratings for the Lincoln Insurance Company, I have determined that people do consider them to be a reliable company."
No personal lines refers to personal property and casualty coverage like homeowners, renters, auto and personal umbrella coverage.
Term Life Insurance will protect you for a limited period of time. It is considered pure protection life insurance. You have options for 1 year renewable term, 10 years, 15, 20 and 30 years term. Some companies even offer a 40 years term, or term to age 65. Your life is covered for the length of the contract. At the end of the selected term, you have the option to terminate coverage, or convert the… Read More
It is a system of risk management. You pay a small amount of money every month for a large amount of coverage so you would not have to pay for large losses by yourself. Lets say you pay $400 a month for home insurance coverage on your home worth $150,000. You are only paying $400 a month for coverage if something happens to your home that is covered by the policy. If your home burns… Read More
a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium
Sort of like a bet. For example: life insurance, the company bets that you will live to the normal life expectancy, you bet that you wont. If you die young, you (your inheritors) collect a large amount while having paid little, therefore "you" win. On the other hand if you live a very long time, you will have paid a lot, and the amount collected will be worth less than it did when you first… Read More
Nothing has to be "wrong" per se. There can be a variety of conditions, both medical and non-medical, that render a person "uninsurable" as far as a life insurance company is concerned. Some examples of non-medical conditions in play could be multiple occurrences of DUI or reckless driving, employment as a pilot or other aircraft flight crew, active military service, etc. Some examples of medical conditions that could render you uninsurable include serious afflictions in… Read More
it is a insurance where exporter as well as importer in mutual understanding under go for insurance for thier goods
An insurance advisor, broker or agent are the same thing. Answer: The role of an insurance advisor is to help you choose the right policy per your needs. He or she serves as the link between a consumer looking for insurance and an insurance company. Their role also includes helping you assess your insurance needs and complete the formalities required to purchase an insurance policy. GEPL, which is essentially a stock broking company, also offers… Read More
Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed small loss to prevent a large, possibly devastating loss. An insurer is a company selling the insurance; an insured is the person… Read More
Hands down, CDPHP. Aside from being among the best in the nation for quality and customer service, they excel in civic engagement and wellness efforts. BlueShield is also a quality health plan, but CDPHP is by far the best.
The main feature is what happens to the money from the premiums. Interest is haram, so investment of the premiums must not involve any profit from interest payment, or involvement in any haram product/process, such as alcohol/brewing, or pig farming. Investment in general industry is positively encouraged as it is helping others to make a living and any profit is from hard work and margins, not interest.
This is the amount paid by the insurance company to the doctor. It is the negotiated rate less the amount that you paid in the form of a copay, a coinsurance, or a deductible.
Life Insurance Life insurance transfers the financial risks associated with your death to an insurance company. You pay the insurance company a premium payment, and the insurer gives you a death benefit promise in return. When you die, the insurer promises to pay a sum of money outlined in the life insurance policy contract. Life insurance comes in a variety of types that may mature in one year and require that you renew your policy… Read More
Endowment means lump sum payout. An "Endowment at 65" policy means that the total death benefit of the policy (minus any loans and interest) will be paid to the owner of the policy when the insured turns 65. *Owner of the policy may or may not be the isured OR beneficiary.
The term 'excess' insurance is usually for liability coverage. An excess liability policy is also commonly referred to as an 'umbrella' policy because it offers additional coverage over other liability coverages. In the case of a subcontractors insurance, it would be a policy which would extend higher limits than the base policy on general liability and auto liability.
Home owners/renter insurance can help with insuring electronics. A warranty can help insure electronics from any damages encountered. For example, Apple offers the Apple-Care insurance to insure any of their Apple products.
Alfa insurance includes insurce for home and auto. Plans can be customized to meet individual needs to cover disaster and theft.
Landlord Property Insurance is insurance that a landlord should have on any properties that he or she owns. Landlord insurance will protect the landlord from any damage that may happen to the property as well as any liability claims that may be made against the Landlord.
Buildings and contents insurance falls under the umbrella of home insurance. Buildings insurance covers the actual structure of your building such as the foundation and siding well contents covers all the items in your house.
Basically both are same. Even technically they are called insurance policy bonds also.
Third party car insurance or third party liability is also referred to as the 'act only' cover. It is a mandatory cover under the Motor Vehicles Act to ensure that the driver has adequate insurance coverage to pay for the damages resulting from an accident. The first party over here is the driver of the car, the second party is the insurance company and the third party is any person (injured or who claims damage)… Read More
Lombard insurance provide a wide variety of insurance products. They include health insurance plans, car insurance, buildings insurance and commercial insurance plans.