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Generally, that refers to having more insurance that you need. If you have total debt of $50,000, but you have $500,000 worth of life insurance, you have excessive insurance. Yes, it is true that the beneficiary gets to keep the money, but generally, life insurance was intended as a way to pay off your debts after death, not a way to make your heirs rich.
What else can I help you with?
Can an employer terminate your employment for excessive use of health insurance benefits?
Yes, an employer can terminate your employment for excessive use of health insurance benefits if it is deemed to be a violation of company policies or if it significantly impacts the company's financial resources.
Where could a company buy credit risk insurance?
Companies can buy credit risk insurance at several different insurance companies around the world. This type of insurance protects the business' accounts receivable. The insurance guarantees against excessive bad debt losses.
How can you improve your insurance score?
You can improve your insurance score by paying bills on time, maintaining a good credit score, avoiding excessive credit inquiries, and keeping a low debt-to-credit ratio.
Why is the insurance company refusing to pay for storage fees?
The insurance company is refusing to pay for storage fees because it may not be covered under the policy or because the storage fees are considered excessive or unnecessary.
What is business credit insurance?
Business credit insurance is a type of insurance that is purchased by businesses selling to other businesses of open credit terms. Business credit insurance guarantees against their business having excessive losses due to their customers inability to pay for goods or services purchased on credit. It is sometimes calledaccounts receivable insurance or trade credit insurance. This should not be confused with consumer credit insurance (e.g. credit life) which is purchased by consumers.
Are uterine fibroid treatment covered under insurance?
If it is causing you pain or excessive bleeding , yes, it should be.Ask you Doc's insurance person to get any procedure pre-approved . If your doc believes you need surgery[ in-patient or out-patient, he or she should be willing to argue your case with your insurance company.
What is the timely manner for filing insurance claims in Texas?
It is always a good idea to file insurance claims as soon as possible. There is no good reason to delay (although if you are hospitalized, you might need help filing the claim). Delays of a month would not be unusual. People have lots of things on their minds, and it could take that long to get around to the matter of insurance claims. Longer delays than that would seem excessive although not necessarily so excessive as to cause the insurance company to reject the claim. If you let it go for a year, however, that is too long.
What did health insurance companies pay lobbyists to fight the health care reform bill?
If you mean, "why," one possible reason is that health insurance reform required health insurance companies to spend the money they receive in premiums on, um, actual health care and not excessive overhead such as inflated executive compensation. .
Where can you get a daily car free insurance online quote?
You can get quotes from all insurance companies, including progressive and state farm. Getting a daily quote seems a bit excessive though, as you should probably just pick one and stick to it.
If in a low impact at fault accident and you have no insurance and there is no police report or proof of any damage can uninsured driver be charged excessive repair costs?
sadly yes
How does getting a seat belt violation ticket affect your insurance?
I got a ticket for not wearing my seatbelt in California a month ago and my car insurance went up IMMEDIATELY $25/month, I have not had a ticket in 25 years. Most insurance companies, ignore that violation when rating insurance premiums, unless you have excessive ones. Au contraire, mes ami. This type of conviction is a red flag to insurance raters, as it indicates a "lack of respect for the laws". And if you are in a crash with out a belt, your injuries will be huge. And so will the insurance costs. That is why they DO pay atention to that kind of ticket.
How do you get your license suspended in Houston?
If you are driving under the influence, if you've been convicted of drug offenses, driving without insurance, and excessive moving violations are some of the ways to suspend a license in Houston.
