Texas Liability insurance simple put is insurance that will cover the other driver's bills if you get into an accident. It will not cover the cost of getting your own car fixed or any medical bills you have.
This just means that some companies (such as Allstate and Geico among others) give discounts for teenagers and students who are in school. Especially when students have good grades in school.
No, if you have a car you need insurance but you should have a license because if not you'll get arrested. You also need life insurance and home insurance in case that what you meant
http://www.texas-auto-home-insurance.com/new-to-texas-auto-insurance-types-1.htm this will provide you with all the information you need on this topic .
Classic car insurance is for vintage vehicles of a certain age and driven by owners of a required age. These vehicles are usually driven for show purposes.
GAP insurance stands for guaranteed auto protection. It covers the total amount you owe on your car in if it is totaled. Regular insurance only pays for the value of your car which can be a lot less then what you owe.
Third party car insurance or third party liability is also referred to as the 'act only' cover. It is a mandatory cover under the Motor Vehicles Act to ensure that the driver has adequate insurance coverage to pay for the damages resulting from an accident. The first party over here is the driver of the car, the second party is the insurance company and the third party is any person (injured or who claims damage) involved in the accident. For More
Texas has one of the most stringent DUI laws in all the 50 states. If you are convicted of a dui you will need to add additional liability coverage to your policy. Possible $25,000 more per accident.
STF
I'm having trouble trying to figure out what you are asking me, so I can't give you an accurate answer, but if you were to re-ask me in another way I will be happy to answer your questions.
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