What is needed to get auto insurance?

Answer 1

You need:

1. Social Security Number (if applicable)

2. Driving License Number for all drivers that use the vehicle to be insured

3. Credit card/checking amount information.

Additionally you might need to answer questions about yourself that help your Insurance Company work out your risk factor and decide upon your premium accordingly. These questions typically include info on:

1. Violations or Incidents

2. Drivers/Household Residents

3. Coverage Selection

4. Account Setup

Answer 2

You will need to answer all questions truthfully on the insurance application. You need to provide your and all other household members and drivers information such as drivers license numbers, birthdays, social security numbers, etc. You will also need to provide information about the vehicles you wish to insure including year, make, model, and vehicle identification number. The application will ask information such as employment, driving history, prior tickets, prior accidents, prior claims. You need to be truthful and if you are and have the information you need the process will take no more than about twenty minutes. The technology now allows agents to pull up your driving record, claims information, possible other drivers and household members, etc. at the time of application so truthfulness is not on necessary but expected. It will not save you money to lie.