In the U.S.A. Many states have implemented a hybrid policy type they refer to as "No Fault Coverage", but the term is actually only applicable to first party medical coverage for sustained injuries in an auto Accident. So the "No Fault" indication is not applicable to the entirety of the coverage offered by the policy.
There is no true all "No Fault" auto insurance policy in the united States even though a state may say that it is a no fault state.
A more appropriate term for the no fault statutes has been proposed, "First Party Medical" rather than the term "no fault" which can be somewhat misleading to the general public.No-Fault Insurance"No-fault" insurance refers to medical coverage which you are required by state law to carry on your automobile insurance. Not all states have "no-fault" statutes, though almost all insurance companies sell some type of medical coverage for their auto policies. Basically, if you have an accident, regardless of whether or not you are at-fault, your own auto insurance must pay a portion of your medical bills. The "no-fault" part comes from the fact that even though someone, say, plowed into the rear of your car while you were stopped at a red light, your own carrier must pick up the ambulance, hospital, rehabilitation, etc. Some states allow "no-fault" insurance carriers to go after the at-fault party, but this varies too much to discuss here and it's also relatively rare. Typically it's based on the amount of the medical bills or the weight of the at-fault party's vehicle. Many people who live in "no-fault" states often believe they can prohibit their carrier from paying their bills (with the assumption that they don't want any payments made under their policy in case their rates go up). This isn't the case. Much like worker's comp, "no-fault" medical coverage is primary, and the first-party insurance carrier must pay it. Finally, many people who know they live in a "no-fault" state often believe this has something to do with physical damage to a vehicle and liability. That's not true. "No-fault" relates only to the medical coverage. If someone hits your vehicle, and he's at-fault, he is still legally liable to pay for the damages to your vehicle. AnswerA note on Michigan "No Fault" Auto Insurance: It had to be sold politically so a lot of effort went into demonizing the legal profession along with those who were either under insured or non-insured, and when it went into effect in 1973 It featured Mandatory Participation, resulting in a higher margin for the underwriters, which was supposed to (theoretically) lower premiums. A Liability Limitation was also supposed to do the same, but in fact in resulted in the exact opposite: Michigan has the highest auto insurance rates in the country. When the Michigan Insurance Industry lobbied long and hard for "no fault", it sure wasn't for the benefit of the auto owner. Also, the state stepped in to play the citizens advocate role by supposedly acting as a watchdog over the industry, so of course the employment opportunities at the Michigan State Insurance Commission rose significantly. In short, the "no fault" law in Michigan really should have been called The Michigan Public Employee and Auto Insurance Agency Benefit Act. Wiki Answer witNo-fault insurance doesn't mean the insurance company lets you off the hook if you cause an accident. Despite the misleading name, it does matter who caused the accident.
This is a type of car insurance. With no-fault insurance, your insurance company will pay out for damage you suffered whether you were at fault or not rather than seeking payment from the person at fault's insurance. If you are at fault, your premiums will rise, of course.
How do you get 1000000 robux for free?
What's the most outdated thing you still use today?
If you are 13 years old when were you born?
What is Spider-Mans phone number?
How many children did Alexander Hamilton have?
Why did Aaron Burr shoot and kill Alexander Hamilton?
Which city produces the most breakfast cereal?
How many times does 8 go into 75?
What is modal fabric??
What were George Washingtons false teeth made from?
Who was Yale University named after?
What determines whether you are left or right handed?
What would you do if the internet was suddenly gone?
What is the longest plate appearance in MLB history?
What is the official name of the Statue of Liberty?
Why can't we remember our dreams?
What are the advantages of turnaround document?
What are advantages and disadvantages of micro planning?
How does a miptor exercise?
Is Randy Fenoli married to Liza Menelli or is Michael Landry his partner?
Are the friction losses of an induction machine linear?
BA-28 which is a recommended water-skiing safety practice?
Are friction losses of the machine linear?
Which three square numbers that add up to 125?