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What else can I help you with?
What is my primary insurance my husband's plan at work or medicare?
If you are covered under your husband's plan and he is working, his plan is primary to Medicare. If you are not covered under your husband's plan, Medicare is primary.
Do you have to have Medicare Part B if you have a medicare supplemental plan?
Yes; by definition, Medicare supplemental insurance "supplements" Medicare A & B.
What type of supplement insurance covers Medicare services?
Medicare supplement insurance, sometimes called Medigap, helps cover some of the costs not covered by Medicare. It is purchased from private insurance companies and is different from the Medicare Advantage Plan.
What is a medicare supplemental plan?
Medicare is medical insurance that the government provides at age 65- but it does NOT cover all medical expenses. A Medicare Supplement plan is additional insurance that you buy from a private company that will cover the medical expenses that Medicare does not cover.
Will you lose your Medicare and supplemental insurance if you do not enroll in the Medicare Advantage plan?
No, you will not lose your Medicare and supplemental insurance if you do not enroll in a Medicare Advantage plan. You can choose to stay with Original Medicare (Part A and Part B) and maintain your supplemental insurance (Medigap). However, if you opt for a Medicare Advantage plan, you generally cannot have both at the same time. It's important to review your options and coverage to ensure you make the best choice for your healthcare needs.
Can you add your wife to your existing Medicare insurance if she is unemployed?
With Medicare, you are on your own plan individually. Your wife, when eligible, would be on her own plan and not added to your existing plan.
What is a supplement plan?
Medicare is medical insurance that the government provides at age 65- but it does NOT cover all medical expenses. A Medicare Supplement plan is additional insurance that you buy from a private company that will cover the medical expenses that Medicare does not cover.
What does it mean for a patient to have dual insurance coverage?
This refers to the case in which a patient is insured by more than one insurance plan. For example, a Medicare patient is generally covered for 80% of charges for a physician visit. In this case , he or she would usually be responsible for the remaining 20% of charges. However, if he or she has dual insurance coverage and is also covered by a supplemental plan. Medicare plus, this secondary plan would generally pay the amount not covered by the patient's primary insurance plan, Medicare.
Where can one apply for a Medicare drug plan?
One can sign up for a Medicare Part D plan when they sign up for any medical insurance or private company that is approved by medicare. It is best to sign up for this when your are starting up your plan to avoid any kind of late fees.
If you are married with no insurance at current job and plan to remarry someone that has Medicare can you be added to their insurance?
Medicare is based on individual coverage. Unfortunately, you can't be added to someone's Medicare coverage.
Is private insurance coverage better than Medicare?
If you are eligible for Medicare, you may want to look into a Medicare Advantage Plan. This is a plan administered by a private insurance company who has a contract with Medicare. They must offer everything Medicare offers, but most Advantage plans offer above and beyond what Medicare allows. Each Advantage plan is different, it is definitely worth looking into if you feel you have needs that Medicare won't meet adequately.
Where can one find information on a medical insurance plan?
One can find information on a medical insurance plan from the government healthcare website. There are various medical insurance plans available to everyone including those by Aetna, Blue Cross, and Medicare.
