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It is criminal law: society's response to actions that are criminal or negligent.
Damage
Recklessness may constitute an offense against property.
Reckless driving is a misdemeanor in California, not a felony. However, if reckless driving results in bodily injury or property damage, it can be charged as a misdemeanor or a felony depending on the circumstances.
Failure to comply with boating regulations set down by the state or Coast Guard (in Navigable Rivers) while under way, constitutes reckless operation. Improper anchorage could also be construed as reckless operation if it can result in property damage or injury.
In this state, your insurance covers property damage to others, the other persons car insurance covers his bodily injury if it is below $ 10,000, otherwise yours does.
Your question is missing something. Perhaps you intended to ask, is hazard assessment the process of measuring the potential loss of life, personal injury, economic injury, and property damage resulting from hazards? In which case the answer is yes.
No, unless the damage was caused by another person being negligent by letting their pet loose to cause damage to another's property.
The most obvious are death and the destruction of property.
Depends on where the moisture is coming from. You would need an adjuster or a contractor to look at the property.
an unplanned or unsought event, or series of events, resulting in death, injury, occupational illness or damage to, or loss of, equipment or property
I'm confused.Added: It's not considered "reckless" it is "An Act of God" that the tree fell, but once having fallen, any damage it caused could be your responsibility (depending on several factors) and it is your responsibility (under civil law) to either cause it to be removed or pay for its removal. Once having fallen the neighbor also assumes some responsibility for protecting himself and his own property. It is never a cut and dried situation in such an instance, as there are too many possible variables to the scenario.