Efficiency is to operate with the smallest amount of effort (taking a short-cut to work). Self Efficiency would be a matter of applying 'efficient techiques' in your own, personal routine. A couple of examples might be; * Brush your teeth WHILE reading the morning news paper. * When going to the break-room at work, stop by the restroom, too. * When sitting down to pay your bills, take a little extra time and write that letter you have been meaning to send. Your pen is out and you are in the 'writing mode'. * Shaving while in the shower.