What is shaw's returned check policy?

Several large, burly men appear at your house and remove your liver.

Seriously, they debit the check immediately. As in on-the-spot, sucking the money out of your account as if they were a heroin addict and they needed it for their next fix. It's called Check 21, otherwise known as the "Check Clearing for the 21st Century Act" (no, I'm not kidding). I got hit with it when I was going to be paid tomorrow, but needed medicine tonight (silly me, for getting sick). The pharmacist finally put the check through as 'Other' (instead of 'Personal', I guess).

Another corporate, blood-sucking way of giving you as little as possible while extracting the maximum. Thank you, George W Bush.