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A debt collector is a person who collects debts owed to other people.
An attorney is a person qualified to represent parties in a court, and who is specially trained in the law.
A debt collector can be an attorney, but need not be one.
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∙ 11y ago
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Can a debt collector threaten with felony charges?
Absolutely not. If the collector has done so, file a complaint with the attorney general of your state, as well as speak with a local attorney regarding your rights.
Can an Ohio debt collector garnish your spouses income in Michigan if the debt was originated in Michigan-Are they bound to Ohio law or Michigan law?
The rule is the debt collector is bound by the laws of the state the collection action is being taken in. If the debt collector is not licensed or authorized in that state, it cannot legally act to collect the debt. Check with your state agency that licenses debt collectors. The debt collector can retain a local attorney to collect the debt, of course, and that would be under Michigan Law.
Debt collectors sent a summons?
A summons from a debt collector notifies you that they are proceeding with a lawsuit. You may want to get an attorney or prepare your defense for a court of law.
Why would one use a debt collection attorney?
You would often contact a debt collection attorney when running a business or service and have people that have refused to pay for services already rendered. A debt collector works within the law in order to collect debts owed to others.
Does a debt collector have the right to contact you at any time of day or night?
No. The FDCPA states that debt collectors can only call between 8am and 9pm, your local time.
Can a debt collector continue to call after you file bankruptcy?
No, not as long as they were included in the bankruptcy. You should give their information to your bankruptcy attorney, who will contact the debt collector. If that doesn't work, your attorney will certainly know what to do next.
Can a debt collector threaten with felony charges?
Absolutely not. If the collector has done so, file a complaint with the attorney general of your state, as well as speak with a local attorney regarding your rights.
Is it legal for a debt collector to refuse to respond to me and if so can they report my debt and lower my credit score if they won't disclose my debt information.?
No, a debt collector must legally tell you what kind of debt you owe and how much debt you owe. You can consult an attorney for more details.
Can an Ohio debt collector garnish your spouses income in Michigan if the debt was originated in Michigan-Are they bound to Ohio law or Michigan law?
The rule is the debt collector is bound by the laws of the state the collection action is being taken in. If the debt collector is not licensed or authorized in that state, it cannot legally act to collect the debt. Check with your state agency that licenses debt collectors. The debt collector can retain a local attorney to collect the debt, of course, and that would be under Michigan Law.
Debt collectors sent a summons?
A summons from a debt collector notifies you that they are proceeding with a lawsuit. You may want to get an attorney or prepare your defense for a court of law.
Can debt collector call you every 5 mIn?
No, a debt collector cannot call you every five minutes. That is called harassment. Each state law varies. Contact your state attorney general's office and ask/complain.
Why would one use a debt collection attorney?
You would often contact a debt collection attorney when running a business or service and have people that have refused to pay for services already rendered. A debt collector works within the law in order to collect debts owed to others.
What is the duration of The Debt Collector?
The duration of The Debt Collector is 1.82 hours.
When was The Debt Collector created?
The Debt Collector was created on 1999-06-25.
When was The Debt Collector - novel - created?
The Debt Collector - novel - was created in 2007.
Can a collection agency say they are a lawyer?
A 3rd party debt collector can't say that unless they are one. Otherwise they are providing false and misleading information and can be sued for substantial amounts of money. But there are many 3rd party debt collector "Attorney Offices" and if that is the case Yes they can.
What is difference between a charged off debt and written off debt?
In most cases there is none. Charge off and written off are terms that indicate the debt is being removed from normal account action and sent to collections. Only when a debt is "forgiven" by the original lender or collector is it considered no longer collectible.
