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Absolutely not. If the collector has done so, file a complaint with the attorney general of your state, as well as speak with a local attorney regarding your rights.

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16y ago

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Can an Ohio debt collector garnish your spouses income in Michigan if the debt was originated in Michigan-Are they bound to Ohio law or Michigan law?

The rule is the debt collector is bound by the laws of the state the collection action is being taken in. If the debt collector is not licensed or authorized in that state, it cannot legally act to collect the debt. Check with your state agency that licenses debt collectors. The debt collector can retain a local attorney to collect the debt, of course, and that would be under Michigan Law.


What is the right to notify a debt collector in writing to have no further contact with you is covered by the?

The right to notify a debt collector in writing to cease further communication is covered under the Fair Debt Collection Practices Act (FDCPA). This request, commonly known as a cease and desist letter, requires the debt collector to stop contacting you except to inform you that further efforts to collect the debt have ceased or that specific actions may be taken.


How long can a debt collector collect a debt from a judgment if you have moved to South Carolina?

Moving has no affect on a debt. The creditor or his agent the collector may collect against a judgment for ten years from the date of judgment or the date of last payment, which ever is later.


Can you make partial payments to a debt collector and stop a lawsuit?

Partial payments to a debt collector may not necessarily stop a lawsuit, as they can still pursue legal action to recover the remaining amount owed. It's important to communicate with the debt collector to try to negotiate a settlement and potentially prevent a lawsuit. Seek legal advice to understand your options and rights regarding the debt collection process.


How long can a debt collector attempt to collect a debt in Texas?

There is no time limit on how long a creditor/collector can pursue collection action on a debt owed. There are, however, time limits (SOL) on when a collector can initiate a civil suit against the debtor. SOL's are determined by the laws of the debtors state of residence.

Related Questions

Can a credit collection agency threaten felony charges?

No it is a violation of the Fair Debt Collection Practices Act


If one collection agency buys your debt and charges interest and then sells it to another debt collector can that new debt collector collect on the old interest?

Yes. The new debt collector bought the entire debt, including interest that was added on. You will be responsible for the entire debt.


Can a Debt Collector Threaten to ruin your credit?

Technically, you have already ruined it. They are just going to report it. If that is what you mean by threaten to ruin your credit, then yes they can. Legally.


Is Credence a debt collector?

No, Credence is not a debt collector.


Do you have to pay a debt collector?

Yes, if you owe a debt and a debt collector is legally pursuing payment, you are generally required to pay the debt collector.


What is the duration of The Debt Collector?

The duration of The Debt Collector is 1.82 hours.


When was The Debt Collector created?

The Debt Collector was created on 1999-06-25.


When was The Debt Collector - novel - created?

The Debt Collector - novel - was created in 2007.


If the collection account keeps being sold to another collector at what point does the statutes of limitation start?

An SOL for debt begins from the time the original creditor charges off the debt. It does not begin over when a debt is sold to a third party collector. It can restart if the debtor pays or in some cases agrees to pay any amount on the debt owed.


Is Harris and Harris a legitimate debt collector?

Yes, Harris and Harris is a legitimate debt collector.


How can you avoid debt collector's harassment?

To avoid debt's collector harassment, it is important to settle your debts in time.


Can a debt collector call police to collect a debt?

No.