You add them when they get their drivers license, or anytime after that.
In the state of Texas you do not have to list your child on your policy. If living in your home you can enlist a separate policy for that child. If living in another home it is never a requirement to have them on your policy although there are some policies which certain insurance companies write which require the child on your policy while living in your residence.
All drivers should be listed on your policy to be a covered driver. you should add your child to your auto policy for proper coverage.
my son is on my auto insurance policy but he has moved to florida and I live in Michigan. Can he still be covered on my auto policy if he now lives in florida?
This is a question best answered by your insurance agent or a call to your insurance company's 800 customer service phoneline.A bit more:Unless the insurance regulations have changed since I was a licensed auto and homeowners insurance agent: If your child is of legal adult age and not living with you, then no, you don't add him to your policy. Actually, many insurance companies wouldn't allow you to include an adult child (or any other adult) who does not live with you to your auto insurance policy.
in 1998 changes were made to one child policy. they said you could have secong child if you live in the country side.
If the child drives any of your vehicles, yes. If the vehicle is in the child's name, no.
Yes, you can have your own auto insurance policy. If you are a minor though, you will need your legal gaurdian to countersign your application for insurance coverage.
Actually, it's known as China's One-Child policy and it is the population control method used by the Chinese Government. Married couples get to have one child under this rule in the cities. You may also have 2 children if you live in the countryside.
if you are listed as a driver on their policy, you are covered
You must list the garaging address on the policy (not a P o Box). The vehicle is rated based on the zip code where it is garaged. Say parents live in rural Georgia but their child drives a car to college and stays in the dorm. The vehicle that the child drives to college will be rated based on the Atlanta address while the other family vehicle will be somewhat less expensive as they will be rated at the home of the insured. You can have multiple garaging address on an auto policy.
just went through this....it depends on the age of the child...but mostly~Yes, you can.
If you are under 18, yes.