This depends on alot of things depending on your driving record, your age, and your insurance company. Your insurance rates should decrease each year you have a claim free or clean driving record, but the amount depends on the insurance company. If you are younger your decreases will be smaller, and they seem to increase once you reach the majic age of 25. It is an enigma to try and guess how much since there are too many factors that only the insurance companies know about.
Most states in the country allow insurance discounts for taking a defensive driving course. It is up to each individual insurance company how much that discount will be.
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Many companies offer discounts for people with a proven record of driving safely. You can also receive 10% off your insurance in some states by taking a defensive driving class.
No. Your place of residence and driving record carry more weight than your 'employment' record.
Insurance companies do offer discounted rates for drivers over the age of 50. Some insurance companies require you to take a driving course to receive this discount.
Pass Plus tests are sometimes beneficial as they sometimes allow one to receive a discount on their insurance. There is no guarantee one will get the discount though.
If homeowners bundle their insurance polices they can receive up to a 15% discount on all policies that are current. For individual policies for homeowners insurance, there is a discount for every year that an individual is claim-free.
Yes. If you have many vehicles to insurance, most companies would be very happy to offer you a discount.
There is nothing stating that there is an over 50s car insurance discount that all middle-aged people receive. It may be possible if you ask the right person. However, it is unlikely that someone will receive this benefit if they have recent DUIs or many accidents and recent ones on their record.
Most insurance premiums will increase after recieveing a ticket. YOur best bet is to take defensive driving, even if you insurance premium doesn't go up from the ticket,you can send your agent your DD certificate and get a discount, it will go down for doing the defensive driving. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net
Insurance follows the car, and points follow the driver. which means that the friend will receive the ticket and the points against his insurance. However, your insurance will pay for your car and you should not receive the points for the ticket. Check with your state for insurance guidelines.