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If the injury does not require surgery, the claim usually allows for medical treatment, including physical therapy and ergonomic equipment to prevent further injury. If the injury requires surgery, medical expenses will be paid, as will partial lost wages. If permanent loss of motion or other impairment is found, the claim may pay $5,000 to $10,000. If permanent disability is found, medical expenses will be paid along with a lifetime of lost wages. Lost wage payments may extend to a spouse or child after death.

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Q: What is the average workman comp settlement for torn ligaments in the neck back and shoulder?
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