ask an asian.
You can try by going to prosper.com or similar websites. They will not hurt your credit score unless you defaulted.
If you had a clean record for paying your bill on time with your Credit Card Co., and they are pushing for money owing since Hurricane Katrina, and you had severe property damage then try getting it on the media. It's a low thing to do and they should cut you some slack to get things in order. If you were lucky enough to have no damage to your home during the hurricane and are still working then there is no excuse not to keep paying the credit card company.
Well, you CAN default but the co-signer would then be completely responsible for paying the loan that you defaulted on. The co-signers credit will be impacted by your default and all subsequent collections.
There are companies that offer assistance with getting out of credit card debt. It is possible to get out of credit card debt by carefully watching spending and managing income and expenses, then slowly paying off the debt.
You'll need to go in and talk to them in person, or try improving your credit by getting credit cards and paying them off promptly etc.
help paying credit cards
Nothing,there is no procedure for an individual to file fraudulent use charges, unless they pertain to one's personal finances. If the credit cards indeed belong to the individual,they are not committing a crime by stating they have no intention of paying. The card issuers can, however, pursue criminal charges once the debt(s) have been defaulted upon if the circumstances warrant.
Yes. It is a debt and if defaulted on will most likely be reported to one if not all the major CRA's. Yes. It will affect your credit reputation. If you still have money on your bank account, it is possible that it can be collected through this. It can be reported to a credit agency as it is considered a debt. The effect on the owner is that he will have a bad reputation to lenders. Yes, it will give you a bad credit. If it will be reported to a credit reporting agency, you will have difficulty making a loan in the future.
By not charging ridiculous amounts & paying your statement(s) on time. It's common sense - maybe you should'nt be thinking about getting a credit card.
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The frequency of paying your credit card bill can hurt you in a number of ways. If you keep missing bills, pay late, or default, other lenders will not look upon you favorably, getting you worse rates in the future.
No, as long as you have some form of credit line and your credit is good, you should have no problem getting a loan. Credit sources can be from any major credit card, store credit card or even paying back your student loans.