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Don't finance your ring
There is no good way. Financing a piece of jewelry is a bad financial move. Save your money for a few months, and then spend what you can save. Your girlfriend will be happy with whatever you can afford (if she's in it for the right reasons) and she will appreciate that she isn't entering into a marriage with debt.
If you insist on financing, read on for other opinions
Jewelry stores usually offer financing. If you have a steady income that is more than enough to pay the bills, eat, and put some money into savings AND you have enough left over to make a monthly payment on your ring, do that. If you can afford the monthly payment and don't mind the interest charge, then go for it. If you can find 0% financing for any period of time, take it.
Another option: Use a credit card
Instead of using jewelry store financing, you could use your own credit card to finance your ring. If it is possible to use a credit card with rewards, consider this. Especially if those rewards can help pay for a honeymoon with air miles or free hotel stays. Another reason you want to buy it with a credit card (along with any other stuff for the wedding or other large purchases) is that you have more legal rights, privileges and protections if you use a credit card. This will vary from state to state, but in some cases you have three full days to change your mind and bring something back for a full refund if it was bought on a credit card. This could be helpful if (God forbid) she declines. However, if you carry the balance, you may end up paying up to 25% more for the ring.
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What is the best way to teach a family about finance?
One typical way to teach a family about finance is to teach them the basics of budgeting. For children, it can be helpful to utilize an allowance, or a set amount of money that they can use towards purchases.
How can you find companies that finance small businesses in the Chicago area?
The best way to find companies that finance small businesses in Chicago would be to contact banks that have offices located in Chicago and find out if they would finance your business.
What is the best way to finance a car?
For some reason it won't let me enter a legitimate response http://auto.howstuffworks.com/buying-selling/car-financing.htm or http://www.cars.com/finance/
What is function of finance manager?
The function of the finance manager is to identify and determine the finance resources and the best possible way to utilize the finances for the organisational objectives with the maximum rate of return of the finance resources utilized in the most effective and efficient way. He also formulates the future growth plans with the availability of finance and can apply leverage to the company finance by short term or long term plans.His objective is maximum profitability in the returns of the investments by the owners (equity holders) and well as long term growth of the organization.
Is to determine the types of assets needed to achieve the goals of the organization and to determine the best way to obtain the funds needed to acquire those assets?
finance
What is the best way to order a custom engagement ring?
In a store
Correct way to wear wedding ring and engagement ring?
Which ever way you like is correct to you
Can your engagement ring be your wedding band?
The best way to do that is by buying bridal sets. The engagement ring has been used by brides in the past as the wedding ring. The best way is to get a simple band for the wedding so as not to overpower the engagement ring.
Are wedding rings supposed to cost just as much as an engagement?
* No wedding rings or bands shouldn't cost more than an engagement ring in most cases. Often the engagement ring may come with the wedding ring. With the way the economy is going now you should have no problem getting a fairly good deal on an engagement and wedding ring.
Where can you finance an engagement ring with no credit check?
There are engagement rings from as low as $175 to thousands of dollars. It is foolish to get into debt to buy a big flashy diamond. With the economy the way it is there are some great sales on diamond rings. Some couples buy a nice, but cheaper ring and in the future when the husband can afford it he will buy his wife a fancier ring if that is what she wants. It is not the size of the diamond, but the love the two of you have that really counts.
Do I wear an engagement ring if I have a wide wedding ring?
It is rather a personal choice. Many wedding rings come in sets with an engagement ring that will match together on your ring finger. If you really do not like the way that they look together, there is no set rule that you have to wear it.
Is an engagement ring a contract to marry?
It is a promise to marry and in a way a contract; however the ring does not make the engamement legally binding.
Are their silver jewelery sets for weddings?
Yes, usually they are designed to make the wedding band match the woman's engagement ring. This can be a premeditated decision when purchasing an engagement ring, but it really doesn't need to be. Usually you can take an engagement ring to a jeweler and he or she will be able to create a set of it for the wedding ring. Either way, it is a really nice touch.
Is Aston Merrygold from JLS married?
no way hes got o engagement ring
Can an engagement ring be used for the wedding ring?
Not really. Engagement and wedding rings aren't the same. An engagement ring is worn in order to show others that you are engaged or in other words you've promised someone. In the same way a wedding ring is worn because it is an indication that you are married to someone. They can be worn together but are seldom interchangeable. Source :-www.buybluesteel.com
If a guy asks is the ring you are wearing an engagement ring does it mean he is interested?
Possibly. Or he could just be interested in your ring. The only way to know for sure is to ask.
How much money should you spend on an engagement ring?
There used to be a theory that a man should spend three month's salary on an engagement ring for his fiance. So if you were to make $2,000 each month, then $6000 is what you should spend on an engagement ring. Nowadays, that theory is not necessarily adhered to any longer.When looking at how much to spend on an engagement ring you need to look at how much you can really afford. Are you able to finance the ring? Do you want to make monthly payments are do you want to pay the ring off all at once? These things will all factor into how much you should spend on your engagement ring.My advice is to first go window shopping for engagement rings. Take a look at what you would like to buy for your fiance-to-be and then start saving for that ring or you can decide to finance the ring if you can afford it. When financing, also make sure to find a reliable source, and look into different places. Be careful online, and only use reputable sources, such as a site like Prosper.personal note:If the engagement isn't going to be a surprise, I suggest simply asking. My wife actually picked a $59 engagement ring. While it made some people think I was cheap, it turned out that a big gem on her finger would have gotten in the way at work. For that same reason, we actually have the same wedding ring in two different sizes which cost less than $700 total. For the record, I had actually saved up several thousand dollars for an engagement ring.
