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This will vary depending on driving record, the car you drive, your age, the company that you are insured with, the coverage that you choose, where you live and probably a factor or two more. The best thing you can do is to do your homework and call a few companies in your area to find out if you are getting the best premium and coverage for your situation.

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19y ago

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Can a company be put on auto insurance as an additional and will this satisfy personal insurance when driving the vehicle on company time?

No, the company cannot drive! If the company wants you to use your personal car for company business, they should provide insurance for that use.


Are you covered while driving a company vehicle on personal time?

Categorically no. The insurance relates solely to driving on company business.


Does your personal auto insurance cover an accident that might occur while driving for business purposes in a sales job?

No.


What is the difference between Business auto insurance vs personal auto insurance?

Well, darling, the main difference between business auto insurance and personal auto insurance is who's driving the darn vehicle. Business auto insurance covers vehicles used for work purposes, while personal auto insurance is for your everyday trips to the grocery store or the nail salon. So, if you're hauling around supplies for your side hustle, better make sure you've got that business auto insurance, honey.


What type of insurance do you need if you use your own car to instruct a new driver as an employee of a driving school?

If not covered by the school itself, you need insurance that covers "business" in addition to "pleasure" use. Also, you will need insurance that covers additional drivers.


What is cheaper on car insurance driving for pleasure or for business?

Pleasure, they assume driving for business will be a much more regular affair.


What type of insurance does a person carry for driving a company car for personal use?

The cheapest way to do this is just to have personal use added onto your current business auto policy. It's much more cost effective than buying a separate personal policy when not on company business.


I was driving a friend's car and got into an accident what do i say to the insurance investigator?

The insurance for the vehicle you drove will be primary, your personal insurance will be secondary. Be honest and give them the info for the person who owns the car, and your personal insurance info.


Where can you purchase insurance without a drivers license?

If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.


Does your company have to provide car insurance on your vehicle if you are driving it on company time and for business?

NO


Where can you buy car insurance for a Driving Instructor?

Although most driving schools provide additional insurance for their instructors, you can find car insurance for instruction at most places where you would buy car insurance. Look into GEICO, Prudential and Esurance for more details.


What type of liability insurance to buy on a non emergency transportation business?

For a non-emergency transportation business, it is important to have general liability insurance, which covers bodily injury, property damage, and personal injury claims. Additionally, you may want to consider obtaining professional liability insurance, also known as errors and omissions insurance, to protect against claims arising from professional negligence or mistakes in providing transportation services. Lastly, commercial auto insurance is essential to cover any accidents or damages that occur while driving your vehicles for business purposes.