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What is the cost for additional car insurance if driving a personal car for business?
This will vary depending on driving record, the car you drive, your age, the company that you are insured with, the coverage that you choose, where you live and probably a factor or two more. The best thing you can do is to do your homework and call a few companies in your area to find out if you are getting the best premium and coverage for your situation.
What else can I help you with?
Can a company be put on auto insurance as an additional and will this satisfy personal insurance when driving the vehicle on company time?
No, the company cannot drive! If the company wants you to use your personal car for company business, they should provide insurance for that use.
Are you covered while driving a company vehicle on personal time?
Categorically no. The insurance relates solely to driving on company business.
Does your personal auto insurance cover an accident that might occur while driving for business purposes in a sales job?
No.
What is the difference between Business auto insurance vs personal auto insurance?
Well, darling, the main difference between business auto insurance and personal auto insurance is who's driving the darn vehicle. Business auto insurance covers vehicles used for work purposes, while personal auto insurance is for your everyday trips to the grocery store or the nail salon. So, if you're hauling around supplies for your side hustle, better make sure you've got that business auto insurance, honey.
What type of insurance do you need if you use your own car to instruct a new driver as an employee of a driving school?
If not covered by the school itself, you need insurance that covers "business" in addition to "pleasure" use. Also, you will need insurance that covers additional drivers.
What is cheaper on car insurance driving for pleasure or for business?
Pleasure, they assume driving for business will be a much more regular affair.
What type of insurance does a person carry for driving a company car for personal use?
The cheapest way to do this is just to have personal use added onto your current business auto policy. It's much more cost effective than buying a separate personal policy when not on company business.
I was driving a friend's car and got into an accident what do i say to the insurance investigator?
The insurance for the vehicle you drove will be primary, your personal insurance will be secondary. Be honest and give them the info for the person who owns the car, and your personal insurance info.
Where can you purchase insurance without a drivers license?
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
Does your company have to provide car insurance on your vehicle if you are driving it on company time and for business?
NO
Where can you buy car insurance for a Driving Instructor?
Although most driving schools provide additional insurance for their instructors, you can find car insurance for instruction at most places where you would buy car insurance. Look into GEICO, Prudential and Esurance for more details.
What liability coverage is extended to you when you use your car for deliveries while working for your employer?
None, If you have a personal Auto Insurance Policy, " No coverage at all" will extend to you nor to any other injured party while you were engaged in a Delivery Service Business. A Personal Auto Insurance Policy is for the Personal use of your vehicle. Should you have an accident while engaged in a commercial enterprise, your personal Auto Policy will not cover the accident. While engaged in a Delivery Service Business with only a Personal Auto Insurance Policy in place, you are basically driving without coverage. Although a Business Auto Use Endorsement to your Personal Auto Policy will extend coverage for certain Business or job related errands such as occasionally picking up offices supplies and trips to meet with customers, Delivery services are always excluded from a personal Auto Policy. You need to obtain Business or commercial auto coverage to be compliant with your state Insurance Regulations.
