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You can choose to join a Medicare Advantage Plan (like an HMO or PPO), and the plan may include Medicare prescription drug coverage. In most cases, you must take the drug coverage that comes with the Medicare Advantage Plan.
If you are eligible for Medicare, you may want to look into a Medicare Advantage Plan. This is a plan administered by a private insurance company who has a contract with Medicare. They must offer everything Medicare offers, but most Advantage plans offer above and beyond what Medicare allows. Each Advantage plan is different, it is definitely worth looking into if you feel you have needs that Medicare won't meet adequately.
Prescription coverage is available for anyone that is currently covered by Medicare. In order to get prescription coverage, one must enroll in one of two plans. Once a decision is made between the Medicare Prescription Drug Plan and the Medicare Advantage Plan there are numerous ways to enroll. One way is through the designated plan's website, another is to fill out a paper enrollment form.
Please explain your question more thoroughly if my answer does not suffice. I am unsure of what you mean by Medicare Carve Out Coverage. You can buy a Medicare Supplement at any time once you have received your Medicare Part A and Part B. If you do not enroll within 6 months of your Part B effective date you would be subject to underwriting. You can not join a Medicare Supplement if you already have a Medicare Advantage Plan as this is not allowed by Centers for Medicare. You would be required to drop your Medicare Advantage Plan prior to the Medicare Supplement effective date. If you had coverage through an employer, you would not need Medicare Supplement coverage as your employer coverage would be primary and then Medicare would be secondary for your out-of-pocket costs covered by Medicare.
The best place to find this information is found on the medicare website. You can get plan information and make comparisons for all types of coverage.
The plan provides low-cost medical coverage to Medicaid and Medicare Advantage recipients and is one of the largest providers of Medicaid coverage to states in the U.S. The Medicare Advantage plans combine the benefits of Original Medicare with additional features while allowing recipients to use their Medicaid ...
Part C is a Medicare Advantage plan, which may or may not include drug coverage. They usually have co-pays for doctors, specialists, hospitals, etc.
large group health plan
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There is no one best Medicare Advantage plan for everyone. You must decide which plan is best for you based on your location, cost of plan, etc.
Constellaiton Medicare Advantage Plan is administered by Constellation HMO. The main office is located in Chicago, Illinois, but they offer coverage in many areas throughout the United States. You can contact them for the nearest location to you.
Medicare Prescription Drug Coverage (Part D): Medicare offers prescription drug coverage (Part D) for everyone with Medicare. To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered. If you want Medicare drug coverage, you need to choose a plan that works with your health coverage. For more information: http://www.medicare.gov/Publications/Pubs/pdf/10050.pdf page 63