You choose. Most likely $250, $500, $1000 and maybe $2000
Renters insurance is a form of homeowners insurance. The form is HO-4. I assume that you mean the policy that the person renting purchases to cover their belongings and liability. Most all homeowners policies offer a wide variety of deductible choices usually ranging from $250 to $5000. The higher the deductible you choose the less the cost of the policy because you are assuming some of the risk for small claims. Most insurance companies have or are moving to increase their minimum deductible to $500. Look on your declarations page on the front of the policy and it should tell you the deductible.
check the covered perils on your insurance policy. Most policies won't cover it
Chances are: no. Renters insurance covers your personal property and liability and not your landlords. As such they would have little reason to provide insurance on your behalf. Luckily, renters insurance is usually very easy to obtain and even more affordable. A quick google search for renters insurance will direct you to plenty of sites that can assist you with obtaining a policy.
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
Unlike auto insurance, there is no state law in California that requires a renter to carry insurance. However, there is a growing trend of Landlords requiring their tenants to carry renters insurance as a part of their lease agreement. Regardless of whether or not your landlord requires you to maintain insurance I would recommend looking into obtaining a renters policy for yourself. Renters insurance is usually very cheap in California. Many renters policies not only cover your personal property in your apartment, but anywhere in the world as well.
yes subject to your deductible
The cost of renters insurance at Progressive depends on an inventory of your belongings , the area you in which you live, your deductible and other factors specific to you. The average renter pays between $100 to $300 a year on renters insurance.
You can find the average price for renters insurance at www.averagecostinsurance.com. For your information according to the Insurance Information Institute, a renters insurance cost would be somewhere around $150 to $300 per year of coverage, and prices may vary depending on the amount of deductible and additional policies you would like to take.
Renters insurance is a form of homeowners insurance. The form is HO-4. I assume that you mean the policy that the person renting purchases to cover their belongings and liability. Most all homeowners policies offer a wide variety of deductible choices usually ranging from $250 to $5000. The higher the deductible you choose the less the cost of the policy because you are assuming some of the risk for small claims. Most insurance companies have or are moving to increase their minimum deductible to $500. Look on your declarations page on the front of the policy and it should tell you the deductible.
Factors that influence the cost for State Farm renters are amount and types of coverage purchased. Another factor that influences it is the deductible that is selected.
Sometimes it is, but coverage is subject to the policy provisions and deductible in your homeowners or renters policy. Make sure that you check with your insurance company.
NO, But they can get Renters or Tenants insurance
check the covered perils on your insurance policy. Most policies won't cover it
Renters insurance generally covers the contents of the dwelling. The structure is covered by the owner (in your case, the college or university). Therefore, whether renters insurance is a good investment depends upon what you stand to lose upon the happening OS a covered event. That is, you have to assess what you keep in the dorm, its value, and weigh that against the annual cost of the insurance (the premium). If you are on the edge of it being financially worthwhile, you can generally increase the deductible which will usually reduce the premium. Keep in mind, though, that the deductible is the amount that you have to pay out of pocket toward the loss before the insurance coverage is triggered. Therefore, make sure that you can absorb that amount.
There are many companies that offer renters insurance. The best place to purchase renters insurance will depend on your location and individual situation. Some of the top rated renters insurance companies are Travelers Insurance, State Farm, Liberty Mutual, and Farmers Insurance.
WHEN WHEN when is health insurance deductible paid when? When?
In the average rates for renters insurance, auto insurance, and home insurance, Pennsylvania is usually lower! In 2007, the average rate for PA renters insurance was only $144!