A baccalaureate is a more formal name for a "Bachelor's Degree." A baccalaureate degree is awarded after completing at least 120 credit hours of college coursework, usually done in four years. The first 60 hours being lower-division or general education courses and the last 60 or so consisting of upper-division classes that are generally more focused. An Associate degree is usually awarded by a community college and is essentially the first two years, or 60 hours of college. The intent is different for different people. If that is as far as you want to go in college, then this degree can be used for vocational type training, but will also open the door to attend a four-year school at some point as well. In order to go to graduate school though, a BA or BS is necessary.
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