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What is the difference between pre-charge off and post-charge off accounts?
Wiki User
∙ 17y ago
A pre-charge off is when the creditor is giving the debtor notice that the account is in default and will be sent to collections if a payment agreement is not made by a specified date. Post-charge off is when the account has been sent to collections, sold to a third party creditor or referred to a legal firm for further action.
Wiki User
∙ 17y ago
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