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What is the law for someone who is insured and are hit by someone unisured?
Wiki User
∙ 12y ago
all states require financial responsibility. usually what happens if you have collision coverage or umpd (uninsured motorist property damage), your policy will fix your car less the applicable deductible. if you or your passengers are injured then the um (uninsured motorist) coverage will take care of the injuries...your company will then subrogate the uninured motorist for all monies including your deductibles...of course most people without insurance don't have insurance because they don't have any/much money to pay for the coverage, so this can take years and years. they will also (generally) file a state report which can ulitmately take the drivers license of the person and fine them (if owner and driver are different both parties are At Fault, if permission to drive was granted by the owner), and pick up all plates registered to that owner. some times this takes years and years and years, I've seen even small claims where the uninsured person paid 50 bucks a month for ten years or better...most larger insurers have a subrogation department that are very good at recouping this money...there are many ways to do so...most will get a judgment against the party and garnish their pay checks, if they do not willingly repay the monies..let me know if you do not have collision or umpd and the state this accident occured and i can give you some other ideas about what you can do if you do not have the coverages therefore no representation of an insurance company in this accident (if the insurance company doesn't make payment they usually cannot represent you in these matters, ie if you have liablity only)
Wiki User
∙ 12y ago
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How do you find out if you are the beneficiary of someone's life insurance?
You have to ask the insured. By Law, the Life Insurance company cannot tell you unless they have proof that the Insured is dead. They would be violating the privacy law. *Check with The Center for Life Insurance Disputes.
What is an example newtons third law?
If you hit someone they will hit you too :)
Can a self insured propane gas company be sued by a clients lawyer?
Being self insured does not protect one from law suits. Anybody with a reasonable claim can sue someone else. It is a hazard of a litigeous society.
Do you have to be insured to get your license?
A person has to be insured when they get their license because that is what the law says and you need to follow that.
What happens if an insured driver hits a driver who is not insured on the cars policy?
Well you see, it is for this very purpose that car insurance is required by law; it is unfair on the rest of the insured drivers if some drivers are not covered. so, basically, you wouldn't be paid out for damages unless your insurance company or broker covers you for being hit by uninsured drivers.
What if your parked car is hit by an insured driver on purpose?
His insurance is not valid BUTWhere I live is insurance company is required by law to pay for the damage he caused and then they may sue him for the money.
Where is the written rule that you cant hit a girl?
It's the law regarding assault. It doesn't say "don't hit a girl", the law applies to everyone regardless of gender. Hitting someone is assault. When people say "don't hit a girl" they mean because men presumably hit harder than women but not hitting girls is not in the law. The law says don't hit anyone.
Can you get a ticket for not being insured?
In the state of Tennessee you can, it is required by law to have insurance, I don't know if it is a state law or a federal law though.
How many times can someone hit you before you can hit back?
Really, the law states, whether boy or girl, if they hit you three times, you are able to hit them back in state of self defense.
What happens if you drive someone else's car which has no insurance and you have no insurance and you get in an accident?
This is not good. The law specifically says, that, it is your responsibility to make sure that the vehicle you are about to drive is properly insured. Sorry to say, but there is no way out of it.
When a driver has no driver's license or insurance but driving a car that is insured and someone hits them who is responsible?
It's going to be very difficult to claim that it's not the fault of the person who was breaking the law by driving illegally.
What if the beneficiary of a life insurance is deceased and no contingent beneficiary is named?
In the case where no beneficiaries are living when the insured dies then the proceeds of the policy will be paid to the estate of the insured and handled in the manner according to state law. If the insured had a will then that will specify where proceeds go and if no will is found state law will specify. If the insured had a very large estate then some of the proceeds may be subject to estate taxes as they become part of the estate.
