As of October 20, 2008, they are going to merge with T.D. BankNorth. A Credit Score of 640 is needed for a "Personal Loan". As of October 20, 2008, they are going to merge with T.D. BankNorth. A Credit Score of 640 is needed for a "Personal Loan".
It really depends on the situation. Some credit card companies will offer you different rates based on your previous credit history or history with them.
It really all depends on your particular situation. If your credit is good and the loan officer sees that your business is viable, then you should be able to get a commercial loan.
Discover's interest rate varies from 10.99% to 29.99% depending on the credit history of the customer. American Express' interest rates also vary greatly. It really depends on the customer's credit history as to which one has the lower interest rate.
Depending on the scoring system used, that score may be considered low to average, but not really a great score. You should take steps to improve it.
"Credit Union Loans are usually really competitive, so it may be really hard to actually get a Credit Union Loan unless you have a superb credit history."
It really depends on the situation. Some credit card companies will offer you different rates based on your previous credit history or history with them.
It really all depends on your particular situation. If your credit is good and the loan officer sees that your business is viable, then you should be able to get a commercial loan.
Not really, having no credit is just as can be just like having bad credit.
There are hundreds of articles offering this advice. Just Google "How to keep a good credit score?" You can read through the results. Most will provide another piece of the puzzle that is our credit score.
Discover's interest rate varies from 10.99% to 29.99% depending on the credit history of the customer. American Express' interest rates also vary greatly. It really depends on the customer's credit history as to which one has the lower interest rate.
It depends on what you define as costly. A commercial refrigerator will run you between $5000 at the lowest end to double that. If you really want to get fancy, they have some in the $20,000 range too.
Prime rate really means the lowest rate that commercial banks charge when lending money to the most credit worthy business users. They will tend to be large corporations who will present very little risk as far as the lending banks are concerned. The prime rate will also determine other lending rates set by the bank for mortgages and other loans.
Anything above 700 is usually considered as being good credit. It will usually mean you have built a fairly good credit history with accounts that have been mostly paid on time. This will give you a really good chance to apply for things like insurance, and borrowing money.
Not really.... it's considered "medium high risk". You want to have score of at least 700 to start getting some decent rates.
No, but Lowe's is the lowest
Depending on the scoring system used, that score may be considered low to average, but not really a great score. You should take steps to improve it.
Yes, using someone's credit card without their permission is considered credit card fraud, not identity theft. Identity theft involves stealing someone's personal information to commit fraud or other crimes beyond just using their credit card.